Research Discussion Paper – RDP 2020-03 The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis


I would like to thank Leon Berkelmans, James Bishop, Anthony Brassil, Bernadette Donovan, Nicholas Garvin, Jonathan Kearns, Gianni La Cava, Harald Scheule, John Simon, Michelle Wright and seminar participants at the Reserve Bank of Australia for useful discussions and feedback. The views expressed in this paper are those of the author and do not necessarily reflect the views of the Reserve Bank of Australia. The author is solely responsible for any errors.