Research Discussion Paper – RDP 2014-05 The Changing Way We Pay: Trends in Consumer Payments

Contents

The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists. Its aim is to present preliminary results of research so as to encourage discussion and comment. Views expressed in this paper are those of the authors and not necessarily those of the Reserve Bank. Use of any results from this paper should clearly attribute the work to the authors and not to the Reserve Bank of Australia.

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The authors would like to thank Eden Hatzvi, Rose Kenney and Jessica Meredith for contributions to the survey design and preparation of the dataset, and Darren Flood and Tony Richards for helpful comments on drafts.