Research Discussion Paper – RDP 2014-13 Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data


The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists. Its aim is to present preliminary results of research so as to encourage discussion and comment. Views expressed in this paper are those of the authors and not necessarily those of the Reserve Bank. Use of any results from this paper should clearly attribute the work to the authors and not to the Reserve Bank of Australia.

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The authors would like to thank Dr Bill Measday and MARQ Services for their generosity in answering questions about the loan-level data used in this paper. They would also like to thank Luci Ellis, Rochelle Guttmann, Paul Hutchinson, Greg Kaplan, Josef Manalo, David Rodgers, Kylie Stewart, Puay Sim, Grant Turner and seminar participants at the Reserve Bank of Australia for useful discussions and feedback.


Economic Research Department [*]

Payments Policy Department Reserve Bank of Australia [**]