Review of Retail Payments Regulation Submissions on Review of Payments System Regulation
On 25 June 2026, the Reserve Bank released an Issues Paper to commence a Review of Payments System Regulation. The Issues Paper invited stakeholder views and evidence on which payments policy issues should be prioritised by the RBA. Non-confidential submissions are published below.
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Adyen Australia
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Affirm
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Ai-Menu
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Airwallex
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American Express
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Apple
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Asia Travel Technology Industry Association
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Australia and New Zealand Banking Group
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Australian Banking Association
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Australian Competition & Consumer Commission
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Australian Finance Industry Association
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Australian Payments Network
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Australian Payments Plus
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Australian Retail Council
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Australian Small Business and Family Enterprise Ombudsman
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Azupay
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Banking Circle
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Block
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Booking Holdings
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Clubs Australia
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Commonwealth Bank of Australia
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Council of Small Business Organisations Australia
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Customer Owned Banking Association
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Digital Economy Council of Australia
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Digital Service Providers Australia New Zealand
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Emerging Payments Association Asia
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Fintech Australia
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Fiserv
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FlightIQ
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Google
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Independent Payments Forum
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King Yew Choo
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Lindsay Johnson
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Macquarie Bank
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Macropod
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Mastercard
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Matthew Roberts
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MobileDigital
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Mobypay
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National Australia Bank
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National Automotive Leasing and Salary Packaging Association
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Nikesh Lalchandani
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Paypa Plane
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Peter Mair
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Pharmacy Guild of Australia
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Pyng
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Stripe
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Sudip Kar
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Sympli
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Tata Consultancy Services
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Tech Council Australia
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The Payment Dispute Institute
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Vibhu Arya
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Visa
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Westpac Banking Corporation
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Xero
Confidential Information
The Bank received 25 confidential submissions, including some from entities that also provided public submissions.