Review of Payments System Regulation 6. Other Issues
Issues Paper
June 2026
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The RBA welcomes views from stakeholders on other payments-related issues as well as alternative regulatory options to address the issues outlined in this paper. Stakeholders are invited to consider whether a combination of regulatory actions could assist in achieving the RBAs objectives of promoting competition, efficiency and financial safety in the payments system and controlling risk to the financial system. Stakeholders are also invited to raise issues in the broader payments system that have implications for the design and implementation of the RBAs payments system regulation.
Q19: Are there any other issues relating to payments that the RBA should consider prioritising to promote competition, efficiency and financial safety in the payments system? Are there regulatory options outside of the RBAs formal powers under the PSRA to address the issues outlined in this paper? Are there issues in the broader payments system that have implications for the design and implementation of the RBAs payments system regulation?