Regulatory Resources

The Bank is required to control risk and promote efficiency and competition in the payments system. Under Part 3 of the Payment Systems (Regulation) Act 1998, the Reserve Bank may designate a payment system if it considers that designating the system is in the public interest. It may then impose an access regime or establish standards to be complied with by participants in the system. For more details, see Approach to Regulation.

Regulations
Designations, standards, access regimes, exemptions from the interchange fee provisions of the Access Regime for the ATM System and relevant media releases.
Determinations
Current determinations made by the RBA under the Cheques Act 1986.
Declarations and Exemptions for Purchased Payment Facilities
Current declarations and exemptions for purchased payment facilities (PPFs) under the Payment Systems (Regulation) Act 1998.
Memoranda of Understanding
MOUs set out the terms of cooperation between the RBA and other regulators, including the sharing of information and coordination of regulatory activities.