Students and Graduates Payments Policy

The Australian payments landscape is changing rapidly. Businesses and consumers are more reliant on electronic payment systems than ever before, and new technologies and new participants in the payments system are raising new policy issues. At the same time, the resilience of payment systems and financial market infrastructures is an area of heightened focus for regulators. These usually unseen arrangements play a crucial role in the economy and financial system and disruptions can have wide-reaching effects.

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Find out more about Payments Policy at the RBA.

The Payments Policy graduate program

Start your RBA career in Payments Policy and you could:

  • Influence the RBA’s payments system policy, which affects the lives of all Australians.
  • Assess the changing pattern and cost of consumer payments, such as the use of mobile wallets.
  • Undertake frontline supervision of critical financial market infrastructures.
  • Support international work to make cross-border payments cheaper, faster and more inclusive.
  • Shape the future of money by exploring the case for new digital forms of currency.
  • Have direct engagement with regulated entities, the broader payments industry and government.

Eligibility criteria

We’re looking for dynamic, motivated graduates who are interested in promoting the stability, efficiency and competitiveness of the payments system and safeguarding the stability of Australia’s financial system.

  • You should be a strong communicator, a collaborative team player, and driven to support good policy and supervisory outcomes for Australia.
  • You hold or are completing a degree with strong achievement in economics, law, or another commerce or STEM field.
  • Completion of a significant research project (e.g. honours or capstone) is desirable.
  • You hold Australian permanent residency or citizenship, or New Zealand citizenship.
  • Include a cover letter with your application, indicating your interest in contributing to this important area of public policy.

Key dates

Applications open: 2 March 2026
Applications close: 6 April 2026
Program commences: February 2027

Can't find what you are looking for? View some of the more frequently asked questions and answers about the application and selection process and your eligibility.

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Embrace life

Life at the RBA

Work-life balance is important to us, and we understand the contribution that staff wellbeing makes to performance. Employees are rewarded with access to flexible work arrangements, as well as health and wellbeing programs.

Selection process

Looking to be more and secure a fantastic role with us? View some of the more frequently asked questions and answers about selection process.

Other opportunities for students and graduates

Economics and Policy

Launch your career through our industry-recognised program – a great opportunity for emerging economists and financial analysts interested in making a difference to the lives of all Australians.

Information Technology

Graduates with technical and non-technical skills are well-suited to IT roles at the RBA. We offer outstanding opportunities to work hands-on with leading-edge technologies within industry-aligned frameworks.

Payments Settlements

Graduates have a unique opportunity to work in our Payments Settlements Department, which is responsible for operating critical infrastructure that supports the Australian payments system, including the Fast Settlement Service, which provides real-time settlement for payments made using the New Payments Platform.

Audit

When your next move could change your world, come to a place where talents are challenged, ideas are heard, and achievements are supported. Be more with us.

Summer Intern Program

Our Summer Intern Program is an excellent opportunity for high-achieving students to get first-hand experience working in Australia's central bank. The Program is designed to provide work experience and financial support during the final year of study to students who have the potential to be successful graduates at the RBA.

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The Reserve Bank of Australia is an equal opportunity employer. We are committed to creating a diverse and inclusive workplace and encourage applications from experienced candidates seeking workplace flexibility.