Debit and Prepaid Cards Regulatory Decisions

October 2021

Review of Retail Payments Regulation – Conclusions Paper

Variation to Standards No. 1, No. 2 and No. 3 of 2016 911KB

Regulation Impact Statement 1.5MB

May 2019

Variation of Standards on Interchange Fees and Net Payments to Issuers

Standard No. 2 of 2016 as effective from 1 July 2019665KB
The Operation of the Interchange Standards: Conclusions Paper

Variations to Standards No. 1 and No. 2 of 2016 737KB

Comparison of the Standards (as amended) to the version proposed in the Consultation Paper 724KB

November 2017

Variation of Standards on Interchange Fees and Net Payments to Issuers

Variation of Standard No. 2 of 2016 54KB

September 2016

Revocation of the Standard the ‘Honour All Cards’ Rule and the ‘No Surcharge’ Rule in the Visa Debit System

Revocation of the Standard the ‘Honour All Cards’ Rule in the Visa Debit and Visa Credit Card Systems and the ‘Surcharge’ Rule in the Visa Debit System 35KB

May 2016

Reform of Card Payments Regulation – New Standards on Interchange Fees and Net Payments to Issuers, and Surcharging

Legislative Instruments:

Standard No 2 of 2016: The Setting of Interchange Fees in the Designated Debit and Prepaid Card Schemes and Net Payments to Issuers 206KB

Standard No 3 of 2016: Scheme Rules Relating to Merchant Pricing for Credit, Debit and Prepaid Card Transactions 217KB

Regulation Impact Statement 1.10MB

Media Release issued 26 May 2016

October 2015

Designation of Payment Systems

Gazettal Notice: Debit MasterCard 264KB

Gazettal Notice: EFTPOS prepaid 303KB

Gazettal Notice: MasterCard prepaid 266KB

Gazettal Notice: Visa prepaid 264KB

Media Release issued 15 October 2015

August 2015

Revocation of the EFTPOS Access Regime and 2004 EFTPOS Designation

Gazettal Notice: Revocation of the Access Regime for the EFTPOS system 363KB

Gazettal Notice: Revocation of the Designation of the EFTPOS system 440KB

Media Release issued 28 August 2015

December 2014

Revocation of the Visa Debit Access Regime

Gazettal Notice: Revocation of Access Regime for the Visa Debit system 27KB

Media Release issued 18 December 2014

March 2014

Variations to the MasterCard and Visa Access Regimes

Payment Card Access Regimes: Conclusions

Media Release issued 7 March 2014

November 2012

The Regulatory Framework for the EFTPOS System

Gazettal Notice: Interchange Fees in the EFTPOS System 610KB

Gazettal Notice: Revocation of the Standard on Interchange Fees for the EFTPOS System Designated in Designation No 2 of 2004 81KB

Final Reforms and Regulation Impact Statement

Media Release issued 29 November 2012

Media Release issued 28 August 2015

November 2012

Variation to Standards Relating to Merchant Surcharging

Gazettal Notice: Variation to Standards Relating to Merchant Surcharging 263KB

Media Release issued 22 November 2012

June 2012

A Variation to the Surcharging Standards: Final Reforms and Regulation Impact Statement

Gazettal Notice: Variation to Standards Relating to Merchant Surcharging 381KB

Final Reforms and Regulatory Impact Statement

Media Release issued 12 June 2012

June 2012

New Designation of the EFTPOS System

Gazettal Notice: Designation of the EFTPOS System 36KB

Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform

Media Release issued 12 June 2012

November 2009

Variation of EFTPOS Interchange Fee Standard

Gazettal Notice: Variation of Interchange Fee Standard 732KB

A Revised Interchange Standard for the EFTPOS System

Media Release issued 27 November 2009

December 2008

Variation of Visa Debit and EFTPOS Interchange Fees Standards

Gazettal Notice: Variation of Interchange Fees Standards 205KB

Waiver of Requirement to Recalculate Interchange Fee Benchmark

Media Release issued 10 December 2008

September 2006

Interchange Fee Benchmark for Visa Debit

Visa Debit Benchmark Calculation 19KB

Media Release issued 29 September 2006

September 2006

Access Regime for the EFTPOS System

Gazettal Notice: Access Regime

Benchmark Calculation 11KB

Media Release issued 13 September 2006

[See also: Consultation]

July 2006

Interchange Fee, No Surcharge and Honour All Cards Standards for Visa Debit

Gazettal Notice: Visa Debit 77KB

Undertaking: MasterCard 222KB

Media Release issued 7 July 2006

[See also: Consultation]

April 2006

EFTPOS Interchange Fee Standard and Proposed Standards for the Visa Debit System

Final Reforms and Regulation Impact Statement

Gazettal Notice: The Setting of the Interchange Fees in the EFTPOS Payment System 659KB

Media Release issued 27 April 2006

[See also: Consultation]

August 2005

Visa Debit System – Access Regime

Gazettal Notice: Access Regime for the Visa Debit System 191KB

Media Release issued on 22 August 2005

[See also: Consultation, Submissions]

September 2004

Designation of the EFTPOS System

Gazettal Notice: Designation of EFTPOS System 49KB

Media Release issued on 9 September 2004

[See also: Consultation, Submissions]

February 2004

Designation of Visa Debit Card Scheme in Australia

Gazettal Notice 28KB

Media Release issued on 23 February 2004

[See also: Responses]