Review of Retail Payments Regulation – Conclusions Paper
October 2021
9. References

ACCC (Australian Competition and Consumer Commission) (2021), ‘Visa undertakes to address competition concerns over debit card payments’, Media Release No 20/21, 10 March. Available at <,its%20dealings%20with%20large%20merchants.>.

Behavioural Insights Team (2020), ‘Testing comprehension of the reference price’, 26 June. Available at <>.

Black Economy Taskforce (2017), ‘Final Report’, October. Available at <>.

CMSPI (2020), ‘Global Review of Interchange Fee Regulation’, 2 December. Available at <>.

European Commission (2020), ‘Report on the application of Regulation (EU) 2015/751 on interchange fees for card-based payment transactions’, 29 June. Available at <>.

Financial System Inquiry (1997), ‘Financial System Inquiry Final Report’ (S Wallis, chairperson), Australian Government Publishing Service, Canberra. Available at <>.

Productivity Commission (2018), ‘Competition in the Australian Financial System’, Inquiry Report No. 89, 29 June. Available at <>.

RBA (Reserve Bank of Australia) (2016), ‘Review of Card Payments Regulation’, Conclusions Paper, May. Available at <>.

RBA (2019a), ‘The Operation of the Interchange Standards: Conclusions Paper’, May. Available at <>.

RBA (2019b), ‘Review of Retail Payments Regulation: Issues Paper’, November. Available at <>.

RBA (2021a), ‘Submission to the Review of the Australian Payments System’, January. Available at <>.

RBA (2021b), ‘Guidance for new issuers on certification under Standard No. 1 of 2016 and Standard No. 2 of 2016,’ February. Available at <>.

RBA (2021c), ‘Review of Retail Payments Regulation: Consultation Paper’, May. Available at <>.

Stewart C, I Chan, C Ossolinski, D Halperin and P Ryan (2014), ‘The Evolution of Payment Costs in Australia’, RBA Research Discussion Paper No 14. Available at <>.