Reform of the EFTPOS and Visa Debit Systems in Australia:
Final Reforms and Regulation Impact Statement – April 2006
Organisations that Provided Submissions and Other Material

Australia and New Zealand Banking Group Limited

Australian Consumers' Association

Australian Financial Counselling and Credit Reform Association Incorporated

Australian Merchant Payments Forum

Australian Payments Clearing Association

Australian Settlements Limited

Bank of Queensland Limited

Bunnings Group Limited

Coles Myer Ltd

Commonwealth Bank of Australia

Consumers' Federation of Australia

CreditLink Services Ltd

Credit Union Industry Association (formerly known as Credit Union Services Corporation (Australia) Ltd)

First Data International

Mair, P

MoneySwitch Limited

National Australia Bank Limited

Spark's Shoes

St George Bank Limited

Suncorp-Metway Ltd

Visa International Service Association

Westpac Banking Corporation