Reform of the EFTPOS and Visa Debit Systems in Australia:
A Consultation Document – February 2005
Glossary of Acronyms

ACCC Australian Competition and Consumer Commission
ACT Australian Competition Tribunal
APCA Australian Payments Clearing Association
APRA Australian Prudential Regulation Authority
ATM Automatic Teller Machine
EFTPOS Electronic Funds Transfer at Point of Sale
NECG Network Economics Consulting Group
PIN Personal Identification Number