Reform of the EFTPOS and Visa Debit Systems in Australia:
A Consultation Document – February 2005 Glossary of Acronyms

ACCC	Australian Competition and Consumer Commission
ACT	Australian Competition Tribunal
APCA	Australian Payments Clearing Association
APRA	Australian Prudential Regulation Authority
ATM	Automatic Teller Machine
EFTPOS	Electronic Funds Transfer at Point of Sale
NECG	Network Economics Consulting Group
PIN	Personal Identification Number