Reform of Credit Card Schemes in Australia:
I A Consultation Document – December 2001
Glossary of Acronyms

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AAPBS Australian Association of Permanent Building Societies
ABA Australian Bankers' Association
ABS Australian Bureau of Statistics
ACCC Australian Competition and Consumer Commission
ADI authorised deposit-taking institution
AMEX American Express
APCA Australian Payments Clearing Association Limited
APRA Australian Prudential Regulation Authority
ARA Australian Retailers Association
ASIC Australian Securities and Investments Commission
ATM Automatic Teller Machine
COAG Council of Australian Governments
CUSCAL Credit Union Services Corporation (Australia) Limited
EFT Electronic Funds Transfer
EFTPOS Electronic Funds Transfer at Point of Sale
FMI Food Marketing Institute (United States)
GST Goods and Services Tax
NBER National Bureau of Economic Research (United States)
OFT Office of Fair Trading (United Kingdom)
RBA Reserve Bank of Australia
TPC Trade Practices Commission