Submissions on Possible ATM Designation

When the Reserve Bank foreshadowed its possible designation of the ATM payment system, it indicated that it would seek the views of interested parties on whether designation would be in the public interest. The following submissions have been received:

Received by 9 July 2004

Australia and New Zealand Banking Group Limited
Submission to the Reserve Bank of Australia: Payment Systems reform – ATM Interchange 68KB
9 July 2004

Australian Payments Clearing Association
Letter 62KB
8 July 2004

Australian Settlements Limited
Letter 63KB
9 July 2004

ATM Industry Steering Group

1. Letter dated 9 July 2004 102KB
2. Submission to the Reserve Bank in Support of ATM Interchange Reform 199KB
3. Discussion Paper: Direct Charging for Foreign Automatic Teller Machine (ATM) Transactions in Australia 257KB
4. Letter dated 3 May 2004 149KB
5. Project Scope: Direct Charging for Foreign Automatic Teller Machine (ATM) Transactions in Australia 231KB
6. Letter dated 27 June 2003 (Project Management of ATM Direct Charge Implementation) 184KB
7. Letter dated 30 January 2004 (Request for Review of Access) 175KB
8. Letter dated 2 March 2004 (Request for Review and Development of Access) 170KB

Bank of Queensland Limited
Letter 51KB
Submission to Reserve Bank of Australia: ATM System Designation 67KB
8 July 2004

Bank of Western Australia Ltd
Letter 102KB
9 July 2004

Cashcard Australia Limited
Letter 88KB
Submission to the Reserve Bank of Australia: Designation of the ATM Payments System ^[*] 225KB
9 July 2004

Coles Myer Ltd
Submission to Reserve Bank of Australia: Designation of Australia's EFTPOS and ATM Systems 162KB
9 July 2004

Commonwealth Bank of Australia
Letter 298KB
9 July 2004

Credit Union Services Corporation (Australia) Limited
Letter 162KB
9 July 2004

HSBC Bank Australia Limited
Letter 93KB
8 July 2004

Peter Mair
Letter 57KB
Submission to Reserve Bank of Australia: Reform of Card Payment Systems 130KB
8 July 2004

MoneySwitch Ltd
Letter 44KB
7 July 2004

National Australia Bank Limited
Letter 43KB
Response to RBA on Potential Designation of EFTPOS & ATMs 370KB
9 July 2004

Post Office Agents Association Limited
Letter 95KB
1 July 2004

Pulse International Pty Ltd
Letter 87KB
9 July 2004

St George Bank Limited
Letter 51KB
9 July 2004

Jon Stanhope MLA, ACT Chief Minister
Letter 54KB
6 July 2004

Max Stark
E-mail 61KB
13 June 2004

Suncorp-Metway Ltd
Submission to the Reserve Bank of Australia: Regarding Designation of the EFTPOS Payment System and the ATM Payment System 95KB
9 July 2004

The Rock Building Society Limited
Letter 168KB
23 June 2004

Westpac Banking Corporation
Letter 33KB
9 July 2004

Received after 9 July 2004

CreditLink Services Ltd
Letter 80KB
Submission to the RBA on Designation of the ATM and EFTPOS Systems 80KB
16 July 2004

Footnote

Parts of this submission are regarded by Cashcard as Commercial-in-Confidence and have therefore been blocked out by Cashcard. [*]