Retail Payments April 2022

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)
Growth
(Per cent)
Monthly Year-ended
Apr 2022 Mar 2022 Apr 2022 Apr 2021 Apr 2022
ATM withdrawals 8.91.31.340.5−0.5
Total card purchases on Australian-issued cards 71.60.23.739.113.9
of which: Credit and charge cards 30.60.27.036.613.6
of which: Debit cards 40.90.31.341.114.1
Total balances outstanding on credit and charge cards 36.9−0.50.4−7.8−2.2
of which: Balances accruing interest 17.9−0.6−0.6−23.3−11.1
New Payments Platform transactions 99.65.0−2.175.831.4
Cheque payments 27.2−5.12.23.7−15.6

Source: RBA

Number of Retail Payments
Number
(Million)
Growth
(Per cent)
Monthly Year-ended
Apr 2022 Mar 2022 Apr 2022 Apr 2021 Apr 2022
ATM withdrawals 31.00.51.456.0−9.1
Total card purchases on Australian-issued cards 1082.91.3−0.546.54.6
of which: Credit and charge cards 279.11.12.645.53.4
of which: Debit cards 803.81.4−1.646.95.1
Cards on issue 60.20.20.10.22.0
of which: Credit and charge cards 17.5−0.1−0.1−6.4−2.5
of which: Debit cards 42.60.40.23.44.0
New Payments Platform transactions 94.48.30.688.526.0
Cheque payments 2.2−4.1−0.3−13.0−21.6

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.