How Australians Pay Snapshot 2019 Consumer Payments Survey


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Card payments

63% of payments are made with a card (trend: rising).

Cash payments

27% of payments are made with cash (trend: falling).

Cheque payments

0.2% of payments are made with cheques (trend: falling).

Online payments

13% of payments are online.

Contactless payments

Four fifths of in-person card payments are contactless.

Mobile phone payments

1 of 20 in-person payments are made with a mobile phone.

Cash in wallet

During a typical week 22% of people hold no cash in their wallet.

Buy Now Pay Later

One fifth of people used Buy Now Pay Later (BNPL) payments in the last year.

Automatic payments

81% of people have automatic payments arrangements.