How Australians Pay Snapshot 2022 Consumer Payments Survey


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Card payments

76% of payments are made with a card (trend: rising).

Cash payments

13% of payments are made with cash (trend: falling).

Cash for any payments

half of the people don't use cash for any payments.

Online payments

18% of payments are online (trend: rising).

Contactless payments

94% of in-person card payments are contactless (trend: rising).

Mobile phone payments

one third in-person card payments are made with a mobile device (trend: rising).

Cash in wallet

During a typical week 29% of people hold no cash in their wallet.

Buy Now Pay Later

One third of people used PayID in the last year.

Automatic payments

83% of people have automatic payments arrangements (trend: rising).