Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
January 2023
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier4.564.98
– Principal-and-interest4.504.92
– Interest-only6.005.69
Investment4.875.30
– Principal-and-interest4.815.17
– Interest-only5.045.48
Business (Table F7)
Small business6.036.42
Medium business5.305.54
Large business4.594.40

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.