Lenders' Interest Rates

Lenders' interest rates are published on the 20th business day of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
December 2019
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier3.643.23
– Principal-and-interest3.573.18
– Interest-only4.253.76
Investment4.023.62
– Principal-and-interest3.883.51
– Interest-only4.273.79
Business (Table F7)
Small business5.244.15
Medium business3.642.60
Large business2.482.26

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.