Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
November 2022
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier4.394.81
– Principal-and-interest4.334.75
– Interest-only5.825.54
Investment4.705.15
– Principal-and-interest4.645.02
– Interest-only4.875.35
Business (Table F7)
Small business5.846.13
Medium business5.095.23
Large business4.314.21

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.