Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
July 2024
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.056.27
– Principal-and-interest6.016.21
– Interest-only7.016.93
Investment6.416.50
– Principal-and-interest6.346.42
– Interest-only6.576.62
Business (Table F7)
Small business7.367.29
Medium business6.276.27
Large business5.875.45

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.