Lenders' Interest Rates

Lenders' interest rates are published on the 20th business day of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
February 2020
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier3.603.21
– Principal-and-interest3.533.16
– Interest-only4.233.71
Investment3.983.58
– Principal-and-interest3.843.48
– Interest-only4.233.74
Business (Table F7)
Small business5.224.22
Medium business3.602.61
Large business2.452.20

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.