Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
June 2022
Loan purpose Outstanding loans
% per annum		 New loans
% per annum
Housing (Table F6)
Owner-occupier3.083.12
– Principal-and-interest3.033.05
– Interest-only4.103.82
Investment3.423.45
– Principal-and-interest3.353.33
– Interest-only3.593.63
Business (Table F7)
Small business4.564.62
Medium business3.363.57
Large business2.492.39

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.