Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
September 2022
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier4.044.40
– Principal-and-interest3.984.34
– Interest-only5.405.10
Investment4.374.77
– Principal-and-interest4.314.64
– Interest-only4.544.95
Business (Table F7)
Small business5.525.71
Medium business4.634.92
Large business3.853.74

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.