Lenders' Interest Rates

Lenders' interest rates are published 5 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
June 2026
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.216.24
– Principal-and-interest6.196.17
– Interest-only6.866.98
Investment6.446.41
– Principal-and-interest6.386.32
– Interest-only6.576.50
Business (Table F7)
Small business7.457.05
Medium business6.176.10
Large business5.705.50

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see: