Lenders' Interest Rates

Lenders' interest rates are published 5 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
May 2026
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.206.22
– Principal-and-interest6.186.15
– Interest-only6.856.91
Investment6.436.39
– Principal-and-interest6.386.31
– Interest-only6.566.49
Business (Table F7)
Small business7.397.26
Medium business6.086.12
Large business5.645.49

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see: