Lenders' Interest Rates

Lenders' interest rates are published 5 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
September 2026
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.206.22
– Principal-and-interest6.186.14
– Interest-only6.847.00
Investment6.446.41
– Principal-and-interest6.386.33
– Interest-only6.566.51
Business (Table F7)
Small business7.487.38
Medium business6.306.27
Large business5.855.71

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see: