Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
May 2025
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.845.83
– Principal-and-interest5.815.76
– Interest-only6.586.57
Investment6.106.02
– Principal-and-interest6.045.86
– Interest-only6.256.04
Business (Table F7)
Small business7.176.83
Medium business5.845.66
Large business5.374.84

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.