Reserve Bank of Australia
Lenders' Interest Rates
Lenders' interest rates are published 25 business days after the end of each month.
Housing Rates
Business Rates
Lenders' Rates Table
| Loan purpose | Outstanding loans % per annum |
New loans % per annum |
|---|---|---|
| Housing (Table F6) | ||
| Owner-occupier | 4.04 | 4.40 |
| – Principal-and-interest | 3.98 | 4.34 |
| – Interest-only | 5.40 | 5.10 |
| Investment | 4.37 | 4.77 |
| – Principal-and-interest | 4.31 | 4.64 |
| – Interest-only | 4.54 | 4.95 |
| Business (Table F7) | ||
| Small business | 5.52 | 5.71 |
| Medium business | 4.63 | 4.92 |
| Large business | 3.85 | 3.74 |
|
a) Includes loans at variable and fixed interest rates Sources: APRA; RBA |
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For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.