RBA Annual Conference – 2015 Copyright and Disclaimer Notices

APM Disclaimer

The Australian property price data used in the paper ‘Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia’ in this Conference Volume are sourced from Australian Property Monitors Pty Limited ACN 061 438 006 of level 5, 1 Darling Island Road Pyrmont NSW 2009 (P: 1 800 817 616).

In providing these data, Australian Property Monitors relies upon information supplied by a number of external sources (including the governmental authorities referred to below). These data are supplied on the basis that while Australian Property Monitors believes all the information provided will be correct at the time of publication, it does not warrant its accuracy or completeness and to the full extent allowed by law excludes liability in contract, tort or otherwise, for any loss or damage sustained by you, or by any other person or body corporate arising from or in connection with the supply or use of the whole or any part of the information in this publication through any cause whatsoever and limits any liability it may have to the amount paid to the Publisher for the supply of such information.

New South Wales Land and Property Information

Contains property sales information provided under licence from the Department of Finance, Services and Innovation, Land and Property Information.

State of Victoria

The State of Victoria owns the copyright in the Property Sales Data and reproduction of that data in any way without the consent of the State of Victoria will constitute a breach of the Copyright Act 1968 (Cth). The State of Victoria does not warrant the accuracy or completeness of the Property Sales Data and any person using or relying upon such information does so on the basis that the State of Victoria accepts no responsibility or liability whatsoever for any errors, faults, defects or omissions in the information supplied.

State of Queensland

© State of Queensland (Department of Natural Resources and Mines) 2012. In consideration of the State permitting use of this data you acknowledge and agree that the State gives no warranty in relation to the data (including accuracy, reliability, completeness, currency or suitability) and accepts no liability (including without limitation, liability in negligence) for any loss, damage or costs (including consequential damage) relating to any use of the data. Data must not be used for direct marketing or be used in breach of the privacy laws.


The following Disclaimer applies to data obtained from the HILDA Survey and reported in the paper ‘Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia’ in this Conference Volume.


The Household, Income and Labour Dynamics in Australia (HILDA) Survey was initiated and is funded by the Australian Government Department of Social Services (DSS), and is managed by the Melbourne Institute of Applied Economic and Social Research (Melbourne Institute). The findings and views based on these data should not be attributed to either DSS or the Melbourne Institute.