| ACCC | Australian Competition and Consumer Commission | 
									
										| AML/CTF | Anti-money laundering/counter terrorism financing | 
									
										| API | Application programming interface | 
									
										| APRA | Australian Prudential Regulation Authority | 
									
										| ASIC | Australian Securities and Investments Commission | 
									
										| ASX | Australian Securities Exchange | 
									
										| ASX Clear | ASX Clear Pty Limited | 
									
										| ASX Clear (Futures) | ASX Clear (Futures) Pty Limited | 
									
										| ASX Settlement | ASX Settlement Pty Limited | 
									
										| ATM | Automated teller machine | 
									
										| AUD | Australian Dollar | 
									
										| AusPayNet | Australian Payment Network | 
									
										| AUSTRAC | Australian Transaction Reports and Analysis Centre | 
									
										| BETF | Black Economy Taskforce | 
									
										| BIS | Bank for International Settlements | 
									
										| BKBM | Bank bill benchmark | 
									
										| CBDC | Central bank digital currency | 
									
										| CCP | Central counterparty | 
									
										| CFR | Council of Financial Regulators | 
									
										| CHESS | Clearing House Electronic Sub-register System | 
									
										| Chi-X | Chi-X Australia Pty Ltd | 
									
										| CLS | CLS Bank International | 
									
										| CMA | Competition and Markets Authority (UK) | 
									
										| CME | Chicago Mercantile Exchange Inc. | 
									
										| CNP | Card-not-present | 
									
										| CP | Card present | 
									
										| CPMI | Committee on Payments and Market Infrastructure | 
									
										| CPS | Consumer Payments Survey | 
									
										| CS | Clearing and settlement | 
									
										| DA | Digital Asset Holdings | 
									
										| DCE | Digital currency exchange | 
									
										| DLT | Distributed ledger technology | 
									
										| DTA | Digital Transformation Agency | 
									
										| EMEAP | Executives' Meeting of East Asia-Pacific Central Banks | 
									
										| ePAL | eftpos Payments Australia Limited | 
									
										| ES | Exchange settlement | 
									
										| EU | European Union | 
									
										| Fintech | Financial technology | 
									
										| FMI | Financial market infrastructure | 
									
										| FPS | Faster Payments Service | 
									
										| FX | Foreign exchange | 
									
										| ICO | Initial coin offering | 
									
										| IOSCO | International Organisation of Securities Commissions | 
									
										| IRD | Interest rate derivatives | 
									
										| IRS | Interest rate swaps | 
									
										| LCH Ltd | LCH Limited | 
									
										| LCR | Least-cost routing | 
									
										| MoU | Memorandum of Understanding | 
									
										| NPP | New Payments Platform | 
									
										| NPPA | NPP Australia Limited | 
									
										| NZD | New Zealand Dollar | 
									
										| OTC | Over-the-counter | 
									
										| PEXA | Property Exchange Australia Limited | 
									
										| PFMI | Principles for Financial Market Infrastructure | 
									
										| PPFs | Purchased payment facilities | 
									
										| PPS | Protected Payments System | 
									
										| PSD2 | Revised Directive on Payment Services | 
									
										| RBA | Reserve Bank of Australia | 
									
										| RITS | Reserve Bank Information and Transfer System | 
									
										| RTGS | Real-time Gross Settlement | 
									
										| RTS | Regulatory Technical Standard | 
									
										| SCA | Strong customer authentication | 
									
										| SEPA | Single Euro Payments Area | 
									
										| SSF | Securities settlement facility | 
									
										| SST | Supervisory stress test | 
									
										| UK | United Kingdom | 
									
										| US | United States |