A Variation to the Surcharging Standards: Final Reforms and Regulation Impact Statement June 2012

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Contents

• Introduction
• Background and the Current Issue
• Objectives
• The Draft Variation to the Standards
• The Consultation Process
• The Options
• Evaluation and Impact Analysis
• Recommended Option
• Implementation and Review
• Attachment 1: Standard No. 2, Merchant Pricing for Credit Card Purchases
• Attachment 2: Standard, The ‘Honour All Cards’ Rule in the Visa Debit and Visa Credit Card Systems and the ‘No Surcharge’ Rule in the Visa Debit System
• Attachment 3: Guidance Note

ISBN 978-0-9872589-5-3 (Online)