Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
March 2025
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.975.99
– Principal-and-interest5.945.93
– Interest-only6.746.70
Investment6.266.22
– Principal-and-interest6.206.14
– Interest-only6.426.33
Business (Table F7)
Small business7.256.89
Medium business6.045.89
Large business5.595.16

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.