Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
March 2026
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.925.91
– Principal-and-interest5.905.85
– Interest-only6.556.59
Investment6.156.08
– Principal-and-interest6.106.01
– Interest-only6.276.18
Business (Table F7)
Small business7.187.01
Medium business5.795.90
Large business5.375.18

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see: