Lenders' Interest Rates

Lenders' interest rates are published 5 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
August 2026
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.216.24
– Principal-and-interest6.196.15
– Interest-only6.857.04
Investment6.446.40
– Principal-and-interest6.386.32
– Interest-only6.576.51
Business (Table F7)
Small business7.477.23
Medium business6.216.18
Large business5.755.54

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see: