Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
May 2020
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier3.282.73
– Principal-and-interest3.222.69
– Interest-only3.903.37
Investment3.673.15
– Principal-and-interest3.533.03
– Interest-only3.933.31
Business (Table F7)
Small business4.754.00
Medium business3.072.17
Large business1.841.52

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.