Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
April 2026
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.985.98
– Principal-and-interest5.955.92
– Interest-only6.596.71
Investment6.216.15
– Principal-and-interest6.156.09
– Interest-only6.336.23
Business (Table F7)
Small business7.267.19
Medium business5.956.07
Large business5.515.31

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see: