Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
June 2025
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.765.75
– Principal-and-interest5.735.68
– Interest-only6.486.45
Investment6.025.94
– Principal-and-interest5.965.87
– Interest-only6.176.03
Business (Table F7)
Small business7.076.60
Medium business5.715.46
Large business5.234.83

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.