Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
December 2024
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.136.22
– Principal-and-interest6.106.15
– Interest-only7.007.02
Investment6.496.45
– Principal-and-interest6.426.38
– Interest-only6.666.56
Business (Table F7)
Small business7.437.27
Medium business6.266.04
Large business5.815.58

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.