Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
December 2022
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier4.565.00
– Principal-and-interest4.494.94
– Interest-only6.015.65
Investment4.875.34
– Principal-and-interest4.815.22
– Interest-only5.035.52
Business (Table F7)
Small business6.006.24
Medium business5.245.23
Large business4.494.37

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.