Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
September 2023
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
– Principal-and-interest5.475.95
– Interest-only6.776.59
– Principal-and-interest5.786.21
– Interest-only5.936.41
Business (Table F7)
Small business6.897.14
Medium business6.086.19
Large business5.595.38

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.