Reserve Bank of Australia
Lenders' Interest Rates
Lenders' interest rates are published 25 business days after the end of each month.
Housing Rates
Business Rates
Lenders' Rates Table
| Loan purpose | Outstanding loans % per annum |
New loans % per annum |
|---|---|---|
| Housing (Table F6) | ||
| Owner-occupier | 4.56 | 5.00 |
| – Principal-and-interest | 4.49 | 4.94 |
| – Interest-only | 6.01 | 5.65 |
| Investment | 4.87 | 5.34 |
| – Principal-and-interest | 4.81 | 5.22 |
| – Interest-only | 5.03 | 5.52 |
| Business (Table F7) | ||
| Small business | 6.00 | 6.24 |
| Medium business | 5.24 | 5.23 |
| Large business | 4.49 | 4.37 |
|
a) Includes loans at variable and fixed interest rates Sources: APRA; RBA |
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For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.