Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
January 2024
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.886.27
– Principal-and-interest5.846.21
– Interest-only6.996.96
Investment6.206.54
– Principal-and-interest6.156.47
– Interest-only6.316.67
Business (Table F7)
Small business7.167.26
Medium business6.286.26
Large business5.815.64

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.