Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
December 2023
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
– Principal-and-interest5.816.18
– Interest-only6.996.90
– Principal-and-interest6.126.44
– Interest-only6.276.64
Business (Table F7)
Small business7.137.16
Medium business6.266.34
Large business5.785.52

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.