Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
February 2025
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier6.036.08
– Principal-and-interest6.006.01
– Interest-only6.856.83
Investment6.346.28
– Principal-and-interest6.286.21
– Interest-only6.506.39
Business (Table F7)
Small business7.337.10
Medium business6.155.90
Large business5.695.27

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.