Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
September 2025
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.515.50
– Principal-and-interest5.495.44
– Interest-only6.196.21
Investment5.765.68
– Principal-and-interest5.705.61
– Interest-only5.905.79
Business (Table F7)
Small business6.886.57
Medium business5.505.40
Large business5.064.79

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.