Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
November 2025
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.515.48
– Principal-and-interest5.485.42
– Interest-only6.176.18
Investment5.755.66
– Principal-and-interest5.695.59
– Interest-only5.895.78
Business (Table F7)
Small business6.856.52
Medium business5.455.44
Large business5.024.68

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.