Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
February 2026
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.735.72
– Principal-and-interest5.715.66
– Interest-only6.386.40
Investment5.975.90
– Principal-and-interest5.915.83
– Interest-only6.096.00
Business (Table F7)
Small business7.036.91
Medium business5.635.78
Large business5.185.02

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see: