Lenders' Interest Rates

Lenders' interest rates are published 25 business days after the end of each month.

Housing Rates

Business Rates

Lenders' Rates Table

Housing and Business Rates[a]
August 2025
Loan purpose Outstanding loans
% per annum
New loans
% per annum
Housing (Table F6)
Owner-occupier5.525.51
– Principal-and-interest5.505.45
– Interest-only6.216.20
Investment5.775.69
– Principal-and-interest5.715.61
– Interest-only5.925.79
Business (Table F7)
Small business6.916.48
Medium business5.555.45
Large business5.134.90

a) Includes loans at variable and fixed interest rates

Sources: APRA; RBA

For more details see Statistical Table F6 – Housing Lending Rates and Statistical Table F7 – Business Lending Rates.