Retail Payments September 2021

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
Sep 2021 Aug 2021 Sep 2021 Sep 2020 Sep 2021
ATM withdrawals 7.3 −1.5 0.1 −16.6 −16.9
Total card purchases on Australian-issued cards 60.0 2.0 1.8 0.1 4.5
of which: Credit and charge cards 24.6 −0.1 0.2 −14.5 2.2
of which: Debit cards 35.4 3.6 3.0 14.1 6.1
Total balances outstanding on credit and charge cards 35.2 −1.7 −1.2 −23.3 −7.9
of which: Balances accruing interest 18.9 −2.4 −1.8 −27.4 −11.7
New Payments Platform transactions 90.6 5.2 −2.8 75.6 83.4
Cheque payments 28.7 −6.2 −3.3 −37.7 −4.7

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
Sep 2021 Aug 2021 Sep 2021 Sep 2020 Sep 2021
ATM withdrawals 25.8 −6.9 4.0 −27.7 −21.4
Total card purchases on Australian-issued cards 932.2 0.1 0.3 4.6 0.1
of which: Credit and charge cards 231.8 −1.0 −0.4 −6.1 −2.4
of which: Debit cards 700.4 0.4 0.5 8.8 1.0
Cards on issue 59.6 0.2 0.6 −1.9 1.6
of which: Credit and charge cards 17.7 −0.4 −0.2 −8.9 −4.3
of which: Debit cards 41.9 0.5 0.9 1.7 4.3
New Payments Platform transactions 83.9 3.0 −0.4 82.7 63.4
Cheque payments 2.5 −0.1 −2.5 −30.2 −22.9

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.