| ABA |
Australian Bankers' Association |
| ACCC |
Australian Competition and Consumer Commission |
| ADI |
Authorised deposit-taking institution |
| AML/CTF |
Anti-money laundering/ counter terrorism financing |
| APC |
Australian Payments Council |
| API |
Application programming interface |
| APRA |
Australian Prudential Regulation Authority |
| ASIC |
Australian Securities and Investments Commission |
| AS-PSPs |
Account-servicing payment service providers |
| ASX |
Australian Securities Exchange |
| ASX Clear |
ASX Clear Pty Limited |
| ASX Clear (Futures) |
ASX Clear (Futures) Pty Limited |
| ASX Settlement |
ASX Settlement Pty Limited |
| ATM |
Automated teller machine |
| AUD |
Australian Dollar |
| AusPayNet |
Australian Payments Network |
| AUSTRAC |
Australian Transaction Reports and Analysis Centre |
| Austraclear |
Austraclear Limited |
| BETF |
Black Economy Taskforce |
| BNPL |
Buy now pay later |
| BOE |
Bank of England |
| CAC Act |
Commonwealth Authorities and Companies Act 1997 |
| CBDC |
Central bank digital currency |
| CCP |
Central counterparty |
| CFR |
Council of Financial Regulators |
| Chi-X |
Chi-X Australia Pty Ltd |
| CMA |
Competition and Markets Authority (UK) |
| CME |
Chicago Mercantile Exchange Inc. |
| CNP |
Card-not-present |
| CLS |
CLS Bank International |
| CPMI |
Committee on Payments and Market Infrastructure |
| CPS |
Consumer Payments Survey |
| CP |
Card-present |
| CS |
Clearing and settlement |
| DCE |
Digital currency exchange |
| DLT |
Distributed ledger technology |
| DTA |
Digital Transformation Agency |
| EMEAP |
Executives' Meeting of East Asia-Pacific Central Banks |
| ePAL |
eftpos Payments Australia Limited |
| ESA |
Exchange settlement account |
| EU |
European Union |
| FCA |
Financial Conduct Authority (UK) |
| FEX |
FEX Global Pty Ltd |
| Fintech |
Financial technology |
| FMI |
Financial market infrastructure |
| FPS |
Faster Payments Service |
| FSS |
Fast Settlement Service |
| GST |
Goods and Services Tax |
| ICO |
Initial coin offering |
| IFR |
Interchange fee regulation |
| ISO |
International Organization for Standardization |
| IOSCO |
International Organisation of Securities Commissions |
| IoT |
Internet of things |
| IRD |
Interest rate derivatives |
| LCH Ltd |
LCH Limited |
| LCR |
Least-cost routing |
| LRMF |
Liquidity Risk Management Framework |
| LVSS |
Low Value Settlement Service |
| MAS |
Monetary Authority of Singapore |
| MOU |
Memorandum of Understanding |
| NFC |
Near field communication chips |
| NPP |
New Payments Platform |
| NPPA |
NPP Australia Limited |
| NZ BKBM IRS |
New Zealand bank bill benchmark interest rate swaps |
| NZD |
New Zealand Dollar |
| OG |
Oversight Group |
| OIS |
Overnight index swaps |
| OTC |
Over-the-counter |
| PEXA |
Property Exchange Australia Limited |
| PFMI |
Principles for Financial Market Infrastructure |
| PGPA Act |
Public Governance, Performance and Accountability Act 2013 |
| PPS |
Protected Payments System |
| PSB |
Payment System Board |
| PSD2 |
Revised Directive on Payment Services (EU) |
| PSP |
Payment service providers |
| PSR |
Payment System Regulator (UK) |
| QR |
Quick Response |
| RBA |
Reserve Bank of Australia |
| RITS |
Reserve Bank Information and Transfer System |
| RPF |
Regulator Performance Framework |
| RTGS |
Real-time Gross Settlement |
| SCA |
Strong customer authentication |
| SEC |
Securities and Exchange Commission (US) |
| SEPA |
Singer Euro Payments Area |
| SIPS |
Systemically important payment system |
| SSF |
Securities settlement facility |
| SST |
Supervisory stress test |
| SWIFT |
Society for Worldwide Interbank Financial Telecommunication |
| TDIF |
Trusted Digital Identity Framework |
| TPP |
Third-party provider |
| WGPMI |
Working Group on Payments and Market Infrastructures |
