Retail Payments January 2021

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)
Growth
(Per cent)
Monthly Year-ended
Jan 2021 Dec 2020 Jan 2021 Jan 2020 Jan 2021
ATM withdrawals 8.92.1-0.5-6.0-12.9
Total card purchases on Australian-issued cards 60.9-1.1-1.17.24.9
of which: Credit and charge cards 26.1-0.5-1.53.3-7.6
of which: Debit cards 34.8-1.6-0.911.216.8
Total balances outstanding on credit and charge cards 38.71.3-2.0-5.1-20.4
of which: Balances accruing interest 20.90.9-1.5-9.5-26.7
New Payments Platform transactions 55.413.7-16.8198.373.5
Cheque payments 31.7-0.51.9-19.8-29.8

Source: RBA

Number of Retail Payments
Number
(Million)
Growth
(Per cent)
Monthly Year-ended
Jan 2021 Dec 2020 Jan 2021 Jan 2020 Jan 2021
ATM withdrawals 34.64.2-0.6-9.5-21.1
Total card purchases on Australian-issued cards 1001.0-0.60.110.110.7
of which: Credit and charge cards 260.1-0.11.84.62.9
of which: Debit cards 740.9-0.8-0.512.413.7
Cards on issue 59.10.00.01.2-1.6
of which: Credit and charge cards 18.2-0.4-0.6-5.0-9.2
of which: Debit cards 40.90.10.34.62.3
New Payments Platform transactions 62.19.2-8.5166.376.0
Cheque payments 3.0-1.6-2.2-19.4-27.2

Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.