Researcher Profile Maria Teresa Sarmiento Villena

Maria Teresa (Maite) works on topics related to household finance, housing markets and financial intermediation. She is particularly interested in understanding how long-run structural forces and policy interventions shape economic outcomes and inequality across households and firms. She holds a PhD in Economics from The University of Texas at Austin.

Research Papers

  • Sarmiento-Villena MT (2025) ‘When Inequality Meets Finance: Households Portfolio and the Corporate Bond Boom’ Working Paper.
  • Casavilca-Silva P and MT Sarmiento-Villena (2025) ‘The Credit-Risk Trade-Off of Loan Guarantees: Evidence from Peru’s REACTIVA Program’ Working Paper.