Submissions – Financial Sector Submission to the Financial System Inquiry


This Submission uses unit record data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey. The HILDA Project was initiated and is funded by the Australian Government Department of Social Services (DSS) and is managed by the Melbourne Institute of Applied Economic and Social Research (Melbourne Institute). The findings and views reported in this Submission, however, are those of the author and should not be attributed to either DSS or the Melbourne Institute.

ISBN 978-0-9874673-7-9 (Online)