| ABA |
Australian Bankers' Association |
| ABARES |
Department of Agriculture, Fisheries and Forestry |
| ABS |
Australian Bureau of Statistics |
| ACCC |
Australian Competition and Consumer Commission |
| ADI |
Authorised deposit-taking institution |
| AFMA |
Australian Financial Markets Association |
| AIG |
American International Group |
| AML |
Anti-Money Laundering |
| ANZ |
Australia and New Zealand Banking Group |
| AOFM |
Australian Office of Financial Management |
| APCA |
Australian Payments Clearing Association |
| APRA |
Australian Prudential Regulation Authority |
| ASIC |
Australian Securities and Investments Commission |
| ASX |
Australian Securities Exchange |
| ATM |
Automated Teller Machine |
| ATO |
Australian Taxation Office |
| BCBS |
Basel Committee on Banking Supervision |
| BIS |
Bank for International Settlements |
| BLE |
Bluetooth Low Energy |
| BoE |
Bank of England |
| CBA |
Commonwealth Bank of Australia |
| CCAAC |
Commonwealth Consumer Affairs Advisory Council |
| CCCB |
Counter-cyclical capital buffer |
| CCPs |
Central counterparties |
| CFR |
Council of Financial Regulators |
| CGFS |
Committee on the Global Financial System |
| CGS |
Commonwealth Government Securities |
| CLF |
Committed Liquidity Facility |
| CLS |
CLS Bank International |
| CMBS |
Commercial mortgage-backed securities |
| COIN |
Community of Interest Network |
| CPA |
Certified Public Accountant |
| CPSS |
Committee on Payment and Settlement Systems |
| CS |
Clearing and settlement |
| CTF |
Counter Terrorism Financing |
| CUBS |
Credit unions and building societies |
| DB |
Defined benefit |
| DC |
Defined contribution |
| DE |
Direct Entry |
| DFA |
Digital Finance Analytics |
| DNS |
Deferred net settlements |
| D-SIBS |
Domestic systemically important banks |
| DSR |
Dent-servicing ratios |
| DvP |
Delivery-versus-payment |
| ECB |
European Central Bank |
| EMV |
EuroPay, MasterCard & Visa |
| ePAL |
eftpos Payments Australia Limited |
| ESA |
Exchange Settlement Account |
| ESFS |
European System of Financial Supervision |
| ESRB |
European Systemic Risk Board |
| ETF |
Exchange-traded funds |
| EU |
European Union |
| FCIC |
Financial Crisis Inquiry Commission |
| FCS |
Financial Claims Scheme |
| FISM |
Financial Intermediation Services Indirectly Measured |
| FMIs |
Financial market infrastructures |
| FPC |
Financial Policy Committee |
| FSA |
Financial Services Authority |
| FSB |
Financial Stability Board |
| FSI |
Financial Stability Inquiry |
| FSOC |
Financial Stability Oversight Council |
| FSS |
Financial Stability Standards |
| G20 |
Group of Twenty |
| GDP |
Gross Domestic Product |
| GFC |
Global financial crisis |
| GLAC |
Gone concern loss absorbing capacity |
| G-SIBs |
Global systemically important banks |
| G-SIIs |
Globally systemically important insurers |
| GTEs |
Government Trading Enterprises |
| HLA |
Higher loss absorbency |
| IAIS |
International Association of Insurance Supervisors |
| ICR |
Issuer Credit Ratings |
| IMF |
International Monetary Fund |
| IOSCO |
International Organisation of Securities Commissions |
| IPO |
Initial Public Offering |
| IRB |
Internal-Ratings based |
| LCH.C Ltd |
LCH.Clearnet Limited |
| LCR |
Liquidity coverage ratio |
| LMI |
Lenders mortgage insurer |
| LVR |
Loan-to-valuation ratios |
| MAGD |
Macroeconomic Assessment Group Derivatives |
| MFAA |
Mortgage & Finance Association of Australia |
| MMF |
Money market fund |
| MOU |
Memorandum of Understanding on Financial Distress Management |
| MSF |
Merchant Service Fee |
| MYOB |
Mind Your Own Business |
| NAB |
National Australia Bank |
| NCCP |
National Consumer Credit Protection |
| NDC |
Notional defined contribution |
| NFC |
Near Field Communication |
| NFF |
National Farmers' Association |
| NOW |
Notice of withdrawal |
| NPA |
Note Printing Australia |
| NPP |
New Payments Platform |
| NPPSC |
New Payments Platform Steering Committee |
| NSFR |
Net stable funding ratio |
| ODRG |
Over-the-counter Derivatives Regulators Group |
| OECD |
Organisation for Economic Co-operation and Development |
| OTC |
Over-the-counter |
| PAIRS |
Probability and Impact Rating System |
| PFMIs |
Principles for Financial Market Infrastructures |
| PIN |
Personal Identification Number |
| POS |
Point of Sale |
| PPF |
Purchased Payment Facility |
| PPP |
Public-private partnership |
| PSB |
Payments System Board |
| PSNA |
Payment Systems and Netting Act |
| PSRA |
Payment Systems (Regulation) Act |
| PTE |
Public Trading Enterprise |
| RAP |
Resolvability Assessment Process |
| RBA |
Reserve Bank of Australia |
| RBNZ |
Reserve Bank of New Zealand |
| RFC |
Registered financial corporation |
| RITS |
Reserve Bank Information and Transfer System |
| RMBS |
Residential mortgage-backed securities |
| RTGS |
Real-time gross settlement |
| RTPC |
Real Time Payments Committee |
| SCCI |
Specialist Credit Card Institution |
| SG |
Superannuation Guarantee |
| SIFI |
Systemically important financial institution |
| SIS |
Superannuation Industry Supervision |
| SMS |
Short Message Service |
| SMSF |
Self-managed Superannuation Fund |
| SNA |
System of National Accounts |
| SOARS |
Supervisory Oversight and Response System |
| SSF |
Securities settlement facilities |
| SVRs |
Standard variable rates |
| TIBS |
Treasury inflation-linked bonds |
| UCCC |
Uniform Consumer Credit Code |
| WBC |
Westpac Banking Corporation |
| WEO |
World Economic Outlook |
