Retail Payments November 2022

Release date:

The tables below present a summary of the latest retail payments statistics.

Value of Retail Payments
Value
($ billion)		 Growth
(Per cent)
Monthly Year-ended
Nov 2022 Oct 2022 Nov 2022 Nov 2021 Nov 2022
ATM withdrawals 8.5 1.8 −5.1 −2.4 −1.1
Total card purchases on Australian-issued cards 78.9 1.3 0.9 13.0 13.0
of which: Credit and charge cards 33.3 2.2 0.4 9.9 14.0
of which: Debit cards 45.6 0.6 1.3 15.4 12.3
Total balances outstanding on credit and charge cards 40.1 0.8 2.1 −2.4 7.2
of which: Balances accruing interest 18.6 0.5 1.9 −12.7 1.7
New Payments Platform transactions 114.7 0.7 1.7 74.6 23.2
Cheque payments 24.5 1.2 −7.6 −3.9 −19.8

Source: RBA

Number of Retail Payments
Number
(Million)		 Growth
(Per cent)
Monthly Year-ended
Nov 2022 Oct 2022 Nov 2022 Nov 2021 Nov 2022
ATM withdrawals 29.0 0.5 −5.8 −10.1 −3.1
Total card purchases on Australian-issued cards 1174.6 1.0 −0.6 8.6 9.1
of which: Credit and charge cards 288.6 1.4 −2.4 4.9 8.2
of which: Debit cards 886.0 0.9 0.1 9.9 9.4
Cards on issue 61.4 0.4 0.4 1.7 2.6
of which: Credit and charge cards 17.5 −0.1 0.1 −4.2 −0.7
of which: Debit cards 43.9 0.6 0.5 4.4 4.0
New Payments Platform transactions 98.3 0.2 −0.9 42.2 17.6
Cheque payments 2.0 −2.1 −5.6 −21.3 −18.1
Source: RBA

All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue. The data are not adjusted for the effects of breaks in the series. Historical levels and growth rates for the retail payments statistics may be revised due to the resubmission of data by some reporting institutions and the re-estimation of seasonal factors.

For further information about the Retail Payments Statistics collection, including links to relevant statistical tables, refer to Payments Data.