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RBA Glossary definition for year-average growth

year-average growth – The rate of change between the year and the previous year, where the year is typically a calendar year or a financial year. For example 'year-average growth 2011/12' means the percentage change between the financial year 2010/11 and the financial year 2011/12. It can also be referred to as 'growth in the year'.

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Trends in Lending | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…

30 Nov 2010 Submissions
per cent per year, roughly in line with nominal income growth ( Graph 2). ... It declined sharply in the early 1990s recession before returning to average growth of around 10 per cent per year.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/trends.html

Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
The growth of the RMBS market and entry of mortgage originators led to strong competition in mortgage markets in the mid-to-late 1990s.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html

Appendix 1: Changes to Bank Regulations | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector…

1 Jan 1991 Submissions
In the late 1970s and early 1980s, growth in trading bank total advances was subject to control. ... The excess of the non-callable deposits over the minimum requirement would be returned to banks over a three-year period.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/appendix-1.html

Submission to the Inquiry into Financial Related Crime – July 2014 | Financial Sector | Submissions

1 Jul 2014 Submissions
60.8. 100. 1,272. 100. 54. Sources: ABS; RBA. While the number of banknotes for all denominations has risen over this period, there has been some disparity in their growth
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-financial-related-crime-2014-07/

Drivers of Demand | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions

1 Jun 2015 Submissions
least initially) and be less able to purchase property (without familial assistance) than the average household already resident in Australia. ... population growth of around half a percentage point, compared with 0.3 percentage points or less in other
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/drivers-of-demand.html

Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…

6 Sep 1996 Submissions
macroeconomic responsibilities, would have a long-term bias against risk taking, which would inhibit economic growth (see later). ... These incentives could lead to supervisory policies which, at the margin, inhibit economic performance and possibly
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html

Prudential Supervision | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions

1 Jan 1991 Submissions
the growth in banks' overseas operations gave risk management an added dimension and meant that overseas banking supervisors would be looking for evidence of effective supervision in Australia;.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/prudential-supervision.html

Recent Influences on the Competitive Environment | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
Growth in the market appears to be constrained by limited demand from both domestic investors and non-residents, many of which prefer covered bonds (RBA 2014b; Aylmer 2016). ... Prior to the financial crisis, European and US bank participation in
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/recent-influences-on-the-competitive-environment.html

Appendix A: – The Canadian Securitisation Market | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – July …

10 Jul 2008 Submissions
growth. This share is similar to that in Australia, though Australia has achieved this growth without a government housing agency (Graph A1). ... Hence, even though CMB yields (Graph A2) have declined by about 90 basis points (in comparison to a 120
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/appendix-a.html

Access through Automated Teller Machines (ATMs) | International Comparisons of Bank Branches – An Update – April 1998 | Financial Sector |…

1 Apr 1998 Submissions
Download 199. KB. Graph 4 shows the growth in electronic access to payment and some other banking services through ATMs and cash dispensers. ... Growth in most other countries was even stronger, pushing Australia's ranking in terms of ATM penetration
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/access-through-atms.html