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RBA Glossary definition for year-average growth

year-average growth – The rate of change between the year and the previous year, where the year is typically a calendar year or a financial year. For example 'year-average growth 2011/12' means the percentage change between the financial year 2010/11 and the financial year 2011/12. It can also be referred to as 'growth in the year'.

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Submission to the Inquiry into the Treasury Laws Amendment (Reserve Bank Reforms) Bill 2023 | Performance and Accountability | Submissions

2 Feb 2024 Submissions
Available atSpecifically, if the expansion of the Banks balance sheet results in faster growth economic growth, it is likely to cause the value of assets held by the Bank to decline
https://www.rba.gov.au/publications/submissions/other/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023/index.html

The Current Payments Landscape | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
Within debit cards, growth has been particularly strong for payments on MasterCard/Visa debit cards. ... Source: Roy Morgan Research. Table 6: Average Payments by Method. Number (per person per week).
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/current-payments-landscape.html

Trends in Bank Lending | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector |…

1 May 2012 Submissions
Over the past year credit has grown by just over 3 per cent, which is around 2 percentage points lower than growth in nominal GDP (Graph 2). ... In housing lending markets, the major banks have been competing for most of the past year for market share
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/trends-bank-lending.html

Productivity Commission Inquiry on First Home Ownership

14 Nov 2003 Submissions PDF 438KB
year, on average, while in the other capitals, increases averaged below 5 per cent. ... Table 3). Table 3: Household Credit Growth Per cent. 1996 to latest (a) Year to latest.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf

List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions

1 Jan 1991 Submissions
5.7. Table 3: Growth in Credit by Sector. (year to June). ... 1.1. 10.6. Average. 18.2. 18.6. 20.9. 22.6. 12.8. 18.0. Table 4: Concentration Ratios in Selected Australian Industries: 1987–88.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html

Banking Industry.indd

7 Jun 2004 Submissions PDF 522KB
Table 3 shows the strong growth that occurred through the 1980s, with bank credit growing at an average rate of over 20 per cent. ... Table 3: Growth in Credit by Sector (year to June). Bank NBFI Total Housing Personal Business Total Credit Credit 1981 10
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf

Setting a Default Network on Dual-network Debit Cards | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions…

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/setting-a-default-network-on-dual-network-debit-cards.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
The Bank estimates that the average credit card interchange rate for non-preferred merchants (i.e. ... All costs from the study are at the average transaction value for each payment instrument.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)

25 Jul 2013 Submissions PDF 604KB
Its expansion has, however, been underpinned more by thereinvestment of earnings than by significant growth in new investments/contributions. ... The market for long-term private sector debt has been andremains thin, despite recent growth in the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf

Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions

1 Feb 2014 Submissions
Borrowers can service larger loans with the same repayment when average interest rates decline (Graph 16). ... Since then, housing price growth has cycled around a lower average and similarly housing credit growth has been slower than in previous decades
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/