Search: systemic risks
RBA Glossary definition for systemic risks
systemic risks – Events which may jeopardise financial system stability and cause harm to the real economy. For example, the Y2K problem was regarded as such a risk. They may include the risk that the failure of one participant in a payments system, or in financial markets generally, to meet their required obligations when due, will cause other participants or financial institutions to be unable to meet their obligations (including settlement obligations in a transfer system) when due. Such a failure may cause significant liquidity or credit problems.
Search Results
Financial Stability Assessment
5 Oct 2023
FSR
- October 2023
PDF
160KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/00-overview.pdf
At a Glance: Financial Stability Review – April 2022
8 Apr 2022
FSR
However, Russia's invasion of Ukraine and the resulting sanctions have amplified some existing risks and created others. ... rates. Loan performance could then deteriorate significantly. The current stress among highly indebted property developers in
https://www.rba.gov.au/publications/fsr/2022/apr/
Overview
8 Oct 2021
FSR
– October 2021
Further, price falls could be widespread if interest rates were to increase sharply due to unexpected inflation or rising risk premiums. ... However, there has been a build-up of systemic risks associated with high and rising household indebtedness.
https://www.rba.gov.au/publications/fsr/2021/oct/overview.html
The Australian Financial System
8 Apr 2021
FSR
– April 2021
The non-zero countercyclical capital buffer will provide APRA with greater capacity to reduce capital requirements in response to changes in systemic risks. ... locations that are more affected by climate risk, particularly if these risks become
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
Financial Stability Review
15 Nov 2023
FSR
- October 2023
PDF
4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf
Box A: International Banks' Response to Climate Risk
8 Apr 2022
FSR
– April 2022
The 31 largest banks across major advanced economies have added climate-related risks to their risk management frameworks. ... See Kearns J (2021), ‘Evolving Bank and Systemic Risk’, Speech at the 34th Australasian Finance and Banking Conference,
https://www.rba.gov.au/publications/fsr/2022/apr/box-a-international-banks-response-to-climate-risk.html
Box D: Cyber Risk
20 Oct 2018
FSR
– October 2018
Surveys of financial institutions show that cyber risk was considered one of the highest risks they faced in 2017, having not even been considered a top ten risk four years earlier. ... Lagarde C (2018), ‘Estimating Cyber Risk for the Financial
https://www.rba.gov.au/publications/fsr/2018/oct/box-d.html
Financial Stability Assessment
22 Mar 2024
FSR
– March 2024
Financial Stability Assessment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/financial-stability-assessment.html
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
corrections. To address rising systemic risks, the Australian Prudential Regulation Authority (APRA) has announced a 50 basis point increase to the serviceability assessment rate it expects banks to use to assess ... Endnotes. For further details, see
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
Household and Business Finances
8 Apr 2022
FSR
– April 2022
Looking further ahead, medium-term systemic risks remain elevated and so it is critical that lending standards remain strong. ... As a result, the ratio of household credit to income has increased slightly from an already-high level, which contributes to
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html