Search: systemic risks
RBA Glossary definition for systemic risks
systemic risks – Events which may jeopardise financial system stability and cause harm to the real economy. For example, the Y2K problem was regarded as such a risk. They may include the risk that the failure of one participant in a payments system, or in financial markets generally, to meet their required obligations when due, will cause other participants or financial institutions to be unable to meet their obligations (including settlement obligations in a transfer system) when due. Such a failure may cause significant liquidity or credit problems.
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At a Glance: Financial Stability Review – October 2021
8 Oct 2021
FSR
There has been some increased risk-taking and higher borrowing. Most major equity markets are well above, and credit spreads below, pre-pandemic levels. ... Some asset prices appear high given the pandemic still presents a risk to economic activity.
https://www.rba.gov.au/publications/fsr/2021/oct/
Financial Stability Assessment
6 Oct 2023
FSR
– October 2023
Financial Stability Assessment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/overview.html
Mortgage Macroprudential Policies
21 Nov 2022
FSR
- October 2021
PDF
794KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/05-mortgage-macroprudential-policies.pdf
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
5.5 Focus Topic: Operational Risk in a Digital World
6 Oct 2023
FSR
– October 2023
5.5 Focus Topic: Operational Risk in a Digital World | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-operational-risk-in-a-digital-world.html
Overview
7 Oct 2022
FSR
– October 2022
Cyber-attacks could give rise to systemic risks, a point underscored by the recent attack on Optus. ... Both physical and transition risks could result in large losses for financial institutions that are yet to put in place adequate risk controls and
https://www.rba.gov.au/publications/fsr/2022/oct/overview.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
For some time regulators have highlighted the potential risks associated with IO compared with P&I loans. ... Lenders' practices in assessing the ability of borrowers to repay their loans are important to manage the systemic risks posed by IO lending.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
Regulatory Developments
20 Oct 2018
FSR
– October 2018
In addition to assessing financial sector vulnerabilities, the IMF is focusing on the overall framework for systemic risk oversight. ... The reforms in this area aimed to reduce systemic risk and make derivatives markets safer, for example, by reducing
https://www.rba.gov.au/publications/fsr/2018/oct/regulatory-developments.html
The Australian Financial System
6 Apr 2023
FSR
– April 2023
The Australian Financial System | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/australian-financial-system.html
Overview
6 Apr 2023
FSR
– April 2023
Overview | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/overview.html