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The Australian Labour Market and the Digital Economy

2 Jun 2023 PDF 821KB
ABS and RBA Joint Conference 2022
https://www.rba.gov.au/publications/other-confs/abs-and-rba-joint-conferences/2022/pdf/abs-rba-conference-2022-borland-coelli.pdf

Bridging the Textbook Gaps on How the RBA Implements a Change to the Cash Rate | Teacher Updates | Education

4 May 2023
Demand – the demand for ES balances (cash) from banks. The source of this demand stems from banks needing to make payments.
https://www.rba.gov.au/education/resources/teacher-updates/bridging-the-textbook-gaps-on-how-the-rba-implements-monetary-policy/

Fixed-rate Housing Loans: Monetary Policy Transmission and Financial Stability Risks

16 Mar 2023 Bulletin – March 2023
Gian-Piero Lovicu, Jin Lim, Anthea Faferko, Amelia Gao, Anirudh Suthakar and Declan Twohig
Fixed-rate borrowing increased significantly during the COVID-19 pandemic, which has delayed the effect of the higher cash rate on borrowers’ cash flows.
https://www.rba.gov.au/publications/bulletin/2023/mar/fixed-rate-housing-loans-monetary-policy-transmission-and-financial-stability-risks.html

Fixed-rate Housing Loans: Monetary Policy Transmission and Financial Stability Risks

15 Mar 2023 Bulletin - March 2023 PDF 795KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/fixed-rate-housing-loans-monetary-policy-transmission-and-financial-stability-risks.pdf

Monetary Policy

9 Mar 2023 RBA Annual Report – 1960
The Reserve Bank's foreign exchange operations stem largely from the arrangements whereby Australia's foreign exchange earnings are mobilized.
https://www.rba.gov.au/publications/annual-reports/rba/1960/monetary-policy.html

Consultation | An Access Regime for the ATM System – February 2009

9 Mar 2023
A significant part of the public benefit accruing from the payments system stems from the ability of consumers to make payments regardless of the institution they bank with or the institution
https://www.rba.gov.au/payments-and-infrastructure/atms/access-regime/consultation.html

The Payments System Board's Mandate and Objectives | A Revised Interchange Standard for the EFTPOS System – November 2009

9 Mar 2023
The Payments System Board's Mandate and Objectives. The Payments System Board's responsibilities stem from the Financial System Inquiry, whose findings and recommendations were released in 1997.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/rev-inter-stand-eftpos/psb-mandate.html

Interchange Fees | Reform of the EFTPOS and Visa Debit Systems in Australia: A Consultation Document – February 2005

9 Mar 2023
These submissions stem from the Bank's letters of December 2003 to participants in the EFTPOS and Visa Debit systems; the decision to designate the Visa Debit system in February 2004;
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-feb05/interchg-fees.html

Standard 16: Operational Risk | Financial Stability Standards for Central Counterparties December 2012

9 Mar 2023
Operational risk can stem from both internal and external sources. Internal sources of operational risk include inadequate identification or understanding of risks and the controls and procedures needed to limit and ... Accordingly, the central
https://www.rba.gov.au/payments-and-infrastructure/financial-market-infrastructure/clearing-and-settlement-facilities/standards/central-counterparties/2012/standard-16.html

Surcharge Rules | Reform of Credit Card Schemes in Australia: II Commissioned Report-Equilibrium In The Presence Of No

9 Mar 2023
Only the Gans and King ‘proposal’ stems from an explicitly stated model.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/ii-commissioned-report/no-surcharge-rules.html