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RBA Glossary definition for solvent institutions

solvent institutions – Institutions that maintain solvency (i.e. they can meet their financial obligations as they fall due).

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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

8 May 2024 Submissions
schemes on the same basis as other authorised deposit-taking institutions (ADIs; banks, credit unions and others). ... Individual financial institutions would be able to provide more detailed information on the actual average annual fees paid by
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions

17 May 2000 Submissions
Notes on Bank Fees in Australia – May 2000
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/

Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
access to low-cost wholesale funding markets) along with mergers by two of the majors with smaller institutions. ... Competition in the retail payments system, in which financial institutions are significant players, is reasonably strong.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html

International Comparisons of Bank Branches – An Update | Financial Sector | Submissions

1 Apr 1998 Submissions
International Comparisons of Bank Branches – An Update – April 1998
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/

Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

8 May 2024 Submissions
As a consequence, some credit card debt may be written-off directly to an issuing institution's profit and loss account, without first being recorded as a non-performing loan.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html

Recent Influences on the Competitive Environment | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
The extent of competition between financial institutions is heavily influenced by conditions in funding markets – both through the effect on lending markets and the effect on banks' relative funding costs. ... However, as a result of the crises in
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/recent-influences-on-the-competitive-environment.html

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions

21 Mar 2003 Submissions
Secondly, interchange fees for EFTPOS transactions are negotiated bilaterally and are paid by the card issuer to the financial institution that provides services to the merchant (the acquirer). ... each month pay no transaction fee, and may be paid in
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/

Drivers of Demand | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions

1 Jun 2015 Submissions
2015). However, prudent buffers on the minimum interest rates that lending institutions use to calculate allowable mortgage loan sizes imply that this effect might be smaller when interest rates are already
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/drivers-of-demand.html

List of graphs | International Comparisons of Bank Branches – An Update – April 1998 | Financial Sector | Submissions

1 Apr 1998 Submissions
Submission to the House of Representatives Standing Committee on Financial Institutions and Public Administration.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/graphs.html