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RBA Glossary definition for solvent institutions

solvent institutions – Institutions that maintain solvency (i.e. they can meet their financial obligations as they fall due).

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Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
at independently owned ATMs increasing by more than those at ATMs owned by financial institutions.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

8 May 2024 Submissions
schemes on the same basis as other authorised deposit-taking institutions (ADIs; banks, credit unions and others). ... Individual financial institutions would be able to provide more detailed information on the actual average annual fees paid by
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

8 May 2024 Submissions
As a consequence, some credit card debt may be written-off directly to an issuing institution's profit and loss account, without first being recorded as a non-performing loan.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html

Submission to the Inquiry into the Treasury Laws Amendment (Reserve Bank Reforms) Bill 2023

6 Feb 2024 Submissions PDF 223KB
At the same time, experience at other central banks has shown that challenges can arise from having a governance board in a policymaking institution.
https://www.rba.gov.au/publications/submissions/other/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023/pdf/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023.pdf

Submission to the Inquiry into the Treasury Laws Amendment (Reserve Bank Reforms) Bill 2023 | Performance and Accountability | Submissions

2 Feb 2024 Submissions
At the same time, experience at other central banks has shown that challenges can arise from having a governance board in a policymaking institution.
https://www.rba.gov.au/publications/submissions/other/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023/index.html

RBA submission to Defining payment functions consultation - July 2023

16 Jan 2024 Submissions PDF 445KB
Many PSPs connect to payment systems indirectly through a sponsoring institution. ... While indirect access suits many providers, some may prefer to participate directly in clearing and settling payments on behalf of their customers without reliance on
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-defining-payment-functions-consultation-july-2023.pdf

A Strategic Plan for the Payments System

6 Jun 2023 Submissions PDF 539KB
institution. Currently, some payment systems have access criteria that make it difficult for non-banks. ... customer-led transition away from cheques. Financial institutions have an important role to play in.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf

Submission to the Inquiry into the Digital Assets (Market Regulation) Bill 2023

1 Jun 2023 Submissions PDF 248KB
issuing jurisdiction. The RBA notes the Bill’s proposal to require authorised deposit-taking institutions (ADIs) to regularly.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/digital-assets-bill-senate-economics-legislation-committee-may-2023.pdf

Submission to the Inquiry into Bank Closures in Regional Australia | Financial Sector | Submissions

3 May 2023 Submissions
Graph 5. Graph 6. The analysis below utilises APRA’s authorised deposit-taking institutions’ (ADIs) points of presence statistics, which provides detailed location-level data on the physical banking service channels
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-bank-closures-in-regional-australia/

Submission to the Inquiry into Bank Closures in Regional Australia

1 May 2023 Submissions PDF 184KB
Graph 5 Graph 6. Cash access points and the distance to cashThe analysis below utilises APRA’s authorised deposit-taking institutions’ (ADIs) points of presence statistics, which provides detailed location-level
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-bank-closures-in-regional-australia/pdf/inquiry-into-bank-closures-in-regional-australia.pdf