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RBA Glossary definition for smart card

smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.

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Submission to the Review of the Operation of the Sunsetting Provisions in the Legislation Act 2003

14 Jul 2017 Submissions PDF 493KB
4 RESERVE BANK OF AUSTRALIA. Card payments regulation – access regimes and standards determined under. ... twice the value of payments in the credit and debit card systems combined.
https://www.rba.gov.au/publications/submissions/other/pdf/review-of-the-operation-of-the-sunsetting-provisions-in-the-legislation-act-2003.pdf

Competition in the Australian Financial System - March 2018

21 Mar 2018 Submissions PDF 503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

Notes on Bank Fees in Australia 17 May 2000

25 Feb 2001 Submissions PDF 34KB
Growth in 1999 in revenue from merchant service fees – fees earned from businessesfrom card transactions – was again high but broadly similar to growth in turnover oncredit cards. ... This mainly reflects the increasing popularity of credit cards as
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/pdf/notes-on-bank-fees-in-australia.pdf

Application for Authorisation in Relation to EFTPOS Interchange Fees - 21 March 2003

6 May 2008 Submissions PDF 27KB
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees-application.pdf

Supplementary Submission to the Financial System Inquiry - 13 January 1997 (Published as Occasional Paper No. 15)

23 Jun 2010 Submissions PDF 116KB
Cash" will be available over the telephone. Cardholderswill be able to transfer the value on a card to a merchant or to another card. ... National Australia Bank Visa Card, WestpacMasterCard, Commonwealth Bank KeyCard - and provide
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/pdf/financial-system-inquiry-supplement-1997.pdf

RBA Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors

11 Jul 2008 Submissions PDF 147KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/pdf/inquiry-competition-in-banking-and-non-banking-sector.pdf

International Comparisons of Bank Branches -- An Update - April 1998

15 Jun 2004 Submissions PDF 198KB
card-based accounts of participating fi nancial institutions (currently nine).2. ... Customers can use their debit and credit cards at the post offi ce to access their bank accounts for deposits, withdrawals, account balance enquiries and payments for
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/pdf/international-comparisons-of-bank-branches.pdf

Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)

25 Jul 2013 Submissions PDF 604KB
Theclearest examples are in the payments system where, inter alia, EFTPOS and directdebiting are providing substitutes for cheques and credit cards. ... transmission. Stored value cards, using computerchip technology, are another prospective change in
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf

Banking Industry.indd

7 Jun 2004 Submissions PDF 522KB
Inquiry into the. Australian Banking Industry. Australian Banking Industry. Australian Banking. RESERVE BANK OF AUSTRALIA. January 1991. SUBMISSION TO THE HOUSE OF REPRESENTATIVES. STANDING COMMITTEE ON FINANCE AND PUBLIC ADMINISTRATION. 2. Reserve
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf