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RBA Glossary definition for smart card

smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.

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Submission to the ACCC: eBay and PayPal – 2 May 2008

18 Jul 2008 Submissions PDF 16KB
Submission to the ACCC: eBay and PayPal
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/pdf/ebay-and-paypal.pdf

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
 New technology (terminals and chip-based cards) rolled out by card issuers and acquirers to enable. ... representations of payment cards. These applications can be used to make contactless payments.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

A Strategic Plan for the Payments System

6 Jun 2023 Submissions PDF 539KB
least-cost routing’ (LCR) initiatives. LCR is functionality that enables merchants to choose which card. ... more competitive pressure on card payments system operators and participants to lower the costs.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf

Figure 8B.1 | Submission to the Financial System Inquiry – March 2014

19 Mar 2019 Submissions
When a cardholder authorises a payment for goods/services obtained from a merchant, this involves the cardholder paying their financial institution either: before the transaction (in the case of prepaid cards), ... However, in the case of credit card
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs/figure-8b.1.html

Submission to the ACCC: eBay and PayPal – 2 May 2008 | Payments System | Submissions

2 May 2008 Submissions
For example, the ‘honour all cards’ rule imposed by card schemes required merchants to accept debit card products if they also accepted credit card products. ... The Reserve Bank has required these rules to be removed in credit and charge card systems
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/

RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 19

Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-19.html

RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 10

Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-10.html

RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 3

Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-03.html

RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 8

Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-08.html

References | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
the Credit Card Market’, The American Economic Review, 81(1), pp 50–81. ... RBA (2016a), ‘Dual-Network Cards and Mobile Wallet Technology’, December. RBA (2016b), ‘Review of Card Payments Regulation: Conclusions Paper’, May.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/references.html