Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions
19 May 2023
Submissions
fraud losses and resource costs associated with certain types of card-present fraud. ... Graph 1. In the Australian card payment market, a significant number of debit cards on issue are ‘dual-network’ cards.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html
Financial Sector | Submissions
9 Mar 2023
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/financial-sector/
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction
9 Mar 2023
Submissions
The major points include:. There are a wide range of card products and issuers in the Australian credit card market, and while ‘standard’ interest rates on credit cards tend to be ... cards still provide an incentive for credit card use for many
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
9 Mar 2023
Submissions
The decreased share of credit card debt may partly reflect the high cost of credit cards relative to mortgage interest rates and the increasing ability of households to use mortgage offset ... The Bank publishes data on average advertised credit card
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
The card schemes, such as Visa, MasterCard, and eftpos, compete to increase the issuance, acceptance and use of cards that utilise their payment networks. ... Different card transactions have different costs for merchants, with debit cards usually having
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html
Reforms to the Payment Systems (Regulation) Act 1998
1 Dec 2023
Submissions
PDF
446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf
Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
24 May 2023
Submissions
As noted above, the ATM Access Regime places certain restrictions on the ability of financial institutions (card issuers) to pay interchange fees to access other participants' ATM fleets. ... The exemption allows card issuers to pay interchange fees to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates – August 2015 | Financial Sector | Submissions
1 May 2012
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - August 2015
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-References
9 Mar 2023
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... RBA and ACCC (2000), Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access, October.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/references.html