Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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The Future of Payments: Cryptocurrencies, Stablecoins or Central Bank Digital Currencies?
26 Nov 2021
Speech
PDF
322KB
A retail (or general-purpose) CBDC would be like a digital versionof cash that is universally accessible, presumably via wallets on phones and possibly via purpose-built devices like smart cards. ... These distributed ledgers may well make significant
https://www.rba.gov.au/speeches/2021/pdf/sp-so-2021-11-18.pdf
Payments: The Future?
8 Dec 2021
Speech
PDF
299KB
There has been particularly strong growth in debit card transactions as peoplehave switched from credit to debit. ... It is also likely that these digital wallets will contain more than just digital representationsof the cards that are in our physical
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09.pdf
Remarks at the Breakfast event to launch ASIC's National Financial Capability Strategy 2018
22 Aug 2018
Speech
PDF
99KB
We all need to prepare for that rainy day. It rarely makes sense to take all thecredit that you are offered, whether on a credit card or when you apply for ... There are very good deals out there ifyou look. We can all play a role in making our markets
https://www.rba.gov.au/speeches/2018/pdf/sp-gov-2018-08-21.pdf
The Economics of a Central Bank Digital Currency in Australia
7 Dec 2022
Speech
PDF
685KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-ag-2022-12-08.pdf
13/12/2017 An eAUD? | Speeches http://www.rba.gov.au/speeches/2017/sp-gov-2017-12-13.html 1/12 ...
12 Dec 2017
PDF
222KB
These are:. the importance of allowing merchants to route debit card transactions through the least-costnetwork. ... the need to address rising rates of fraud in card-not-present transactions.
https://www.rba.gov.au/speeches/2017/pdf/sp-gov-2017-12-13.pdf
Security Printing: A Central Banker's Perspective – Welcome Address to High Security Printing Asia
4 Dec 2017
Speech
PDF
60KB
Almost all segments, including payment card printing, have experienced slowing rates ofgrowth, with the cheque printing segment reporting outright falls in the value of output. ... That is, security that can be easilyseen by looking at the note or by
https://www.rba.gov.au/speeches/2017/pdf/sp-ag-2017-12-05.pdf
Cryptocurrencies and Distributed Ledger Technology
26 Jun 2018
Speech
PDF
347KB
For example,while authorisation of a debit or credit card transaction is close to immediate, bitcoin users aretypically advised to wait for the creation of about six additional blocks (i.e., ... A central bank digital currency on a blockchain could
https://www.rba.gov.au/speeches/2018/pdf/sp-so-2018-06-26.pdf
11/12/2019 What's on the Cards? | Speeches ...
11 Dec 2019
PDF
156KB
Speech. What's on the Cards? Tony Richards Head of Payments Policy Department. ... More broadly,we are also asking for stakeholder views on dual-network debit cards, and the implications of theongoing shift in card ‘form factors’ away from plastic
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-12-10.pdf
Competition and Regulation in the Card Payments Market
18 Mar 2010
Speech
PDF
39KB
Card Payments Market
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-150310.pdf
The Shift to Electronic Payments – Some Policy Issues
12 Apr 2023
Speech
PDF
615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf