Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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All Speeches
4 Mar 2024
Speeches by senior staff of the Reserve Bank
https://www.rba.gov.au/speeches/list.html
Competition and Efficiency
24 Mar 2003
PSB Annual Report
– 2002
In the mid 1990s, the birth of Internet commerce and the commercialisation of smart cards were widely perceived to be leading towards an electronic payments revolution. ... High-profile trials of products such as the Mondex ‘electronic purse’ (a smart
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html
The Evolving Retail Payments Landscape
27 Sep 2023
PSB Annual Report
– September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
One motivation for these arrangements from the banks' perspective is to move customers who accumulate very high reward points on their conventional credit card programs to different cards. ... Electronic cash and smart cards are examples of purchased
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html
Competition and Efficiency
21 Mar 2002
PSB Annual Report
– 2001
In the consumer area, a compelling case for smart cards and ‘electronic cash’ remains elusive. ... These products are examples of purchased payment facilities, which consumers pay for in advance and use to make various types of payments; smart cards,
https://www.rba.gov.au/publications/annual-reports/psb/2001/competition.html
Speeches – 2007
31 Dec 2007
Speeches by senior staff of the Reserve Bank
https://www.rba.gov.au/speeches/2007/
Payment Systems Developments and Architecture: Some Background
27 Sep 2006
Speech
Background Paper ‘Payment Systems Developments and Architecture: Some Background’ to presentation to Australian Bankers' Association and Australian Payments Clearing Association Forum on 27 September 2006 in Sydney
https://www.rba.gov.au/speeches/2006/background-paper-270906.html
Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper
8 May 2024
Submissions
The Explanatory Memorandum for the PSRA refers to a payment system as one that ‘covers the system of payment instruments (cash, cheques, smart cards among others), their delivery, the exchange or
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html
The Cost of Card Payments for Merchants
15 Sep 2022
Bulletin
– September 2022
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html