Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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The Evolving Retail Payments Landscape
28 Sep 2022
PSB Annual Report
– September 2022
1,100. 5.6. 16.2. 9.5. 5.1. (a) Card purchases using Australian-issued cards; debit card series includes prepaid cards prior to 2018. ... Source: RBA. Strong growth in card payments over the past decade or so has been driven by the rising popularity of
https://www.rba.gov.au/publications/annual-reports/psb/2022/the-evolving-retail-payments-landscape.html
The Australian Credit Card System: Consultation with the Reserve Bank of Australia
3 Dec 2001
PDF
25KB
1. Rationale for, and size of, interchange fees paid by acquirers to card issuers. ... consumer benefit? Chip & smart card technology implementation. Australia is already experiencing a significant increase in skimming and counterfeit fraud and unless
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/k1-cti.pdf
Panel Discussion: What is the Future for Small Business? | Conference – 2015
19 Mar 2015
Conferences
It took 75 years for the telephone to get to half of the population; it took the smart phone less than 10. ... goal and charges everyone's credit cards, the risk is back on the banks.
https://www.rba.gov.au/publications/confs/2015/henderson-jeffreys-carnell.html
Payments System Board Annual Report 2002 - Competition and Efficiency
22 Sep 2005
PSB Annual Report
2002
PDF
154KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/competition.pdf
Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
25 May 2023
Submissions
and credit cards, meaning NFC payments can generally be accepted by any card terminal that accepts contactless payments with a plastic card. ... card schemes provide the Bank with access to their fee schedules and scheme rules.
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html
Bulletin September Quarter 2022
14 Sep 2022
Bulletin
- September 2022
PDF
8931KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/bulletin-2022-09.pdf
The Evolving Retail Payments Landscape
8 Oct 2023
PSB Annual Report
- 2023
PDF
716KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/the-evolving-retail-payments-landscape.pdf
Panel Discussion: What is the Future for Small Business?
21 Aug 2015
Conferences
PDF
78KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/henderson-jeffreys-carnell.pdf
The Evolving Payments Landscape
21 Oct 2021
PSB Annual Report
– 2021
When the pandemic reached Australia in early 2020, many businesses encouraged consumers to use cards instead of cash for face-to-face payments and many preferred to tap their card or ... These wallets enable consumers to store a digital representation of
https://www.rba.gov.au/publications/annual-reports/psb/2021/the-evolving-payments-landscape.html
Payments: The Future?
8 Dec 2021
Speech
PDF
299KB
There has been particularly strong growth in debit card transactions as peoplehave switched from credit to debit. ... It is also likely that these digital wallets will contain more than just digital representationsof the cards that are in our physical
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09.pdf