Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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The Future of Payments: Cryptocurrencies, Stablecoins or Central Bank Digital Currencies?
26 Nov 2021
Speech
PDF
322KB
A retail (or general-purpose) CBDC would be like a digital versionof cash that is universally accessible, presumably via wallets on phones and possibly via purpose-built devices like smart cards. ... These distributed ledgers may well make significant
https://www.rba.gov.au/speeches/2021/pdf/sp-so-2021-11-18.pdf
Overview
24 Mar 2003
PSB Annual Report
– 2002
For many consumers, electronic means of payment are supplanting the traditional cheque, although the ‘smart card’ revolution remains elusive and e-commerce has yet to develop an effective replacement for the ... The Board's concern has been that, in
https://www.rba.gov.au/publications/annual-reports/psb/2002/overview.html
Payments: The Future?
9 Dec 2021
Speech
Speech delivered by Philip Lowe, Governor, to the Australian Payments Network Summit 2021, Online
https://www.rba.gov.au/speeches/2021/sp-gov-2021-12-09.html
Banking in the 21st Century: The Transformation of an Industry
7 Dec 2006
Conferences
PDF
100KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/llewellyn.pdf
Consumer Payments Explorer
14 Feb 2024
This interactive tool allows you to explore the payment methods of Australians
https://www.rba.gov.au/payments-and-infrastructure/consumer-payments-explorer/
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
Growth in e-commerce has also been associated with an increase in online card payments. ... systems, along with access regimes for several card systems and the ATM system.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
Non-Banks in the Payments System: A Central Bank Perspective
11 May 2007
Bulletin
PDF
49KB
Reserve Bank of Australia Bulletin May 2007
https://www.rba.gov.au/publications/bulletin/2007/may/pdf/bu-0507-3.pdf
The Growing Demand for Cash
15 Sep 2017
Bulletin
– September 2017
While survey data indicate that the share of Australian consumers' payments made with cash continues to fall, the number (and value) of banknotes in circulation continues to grow at around its trend pace of 6 per cent per year. This article
https://www.rba.gov.au/publications/bulletin/2017/sep/8.html
The Evolution and Regulation of the Payments System
14 Mar 2006
Speech
Speech by Philip Lowe to the Payments System Conference 2006, Melbourne Business School, Melbourne
https://www.rba.gov.au/speeches/2006/sp-ag-140306.html
Panel Discussion: What is the Future for Small Business? | Conference – 2015
19 Mar 2015
Conferences
It took 75 years for the telephone to get to half of the population; it took the smart phone less than 10. ... goal and charges everyone's credit cards, the risk is back on the banks.
https://www.rba.gov.au/publications/confs/2015/henderson-jeffreys-carnell.html