Search: securitisation
RBA Glossary definition for securitisation
securitisation – Asset securitisation is the process of converting a pool of illiquid assets, such as residential mortgages, into tradeable securities.
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Box A: Funding Composition of Banks in Australia
10 Sep 2012
FSR
– September 2012
In particular, there has been a move away from the use of wholesale debt securities, including securitisation, towards domestic deposits. ... banks, which had previously used securitisation more heavily (Graph A1).
https://www.rba.gov.au/publications/fsr/2012/sep/box-a.html
Overview
10 Sep 2008
FSR
– September 2008
Somewhat paradoxically, the growth of the securitisation and credit transfer markets over the past decade – which was supposed to lead to credit risk being more widely dispersed throughout the global financial
https://www.rba.gov.au/publications/fsr/2008/sep/overview.html
The Australian Financial System
10 Sep 2007
FSR
– September 2007
Among the other banks operating in Australia, the reliance on these markets varies considerably, although a number of these banks finance more than half their loans through securitisation. ... The increases in costs are particularly significant for those
https://www.rba.gov.au/publications/fsr/2007/sep/aus-fin-sys.html
The Australian Financial System
21 Apr 2017
FSR
– April 2017
In November 2016, APRA finalised its revised securitisation framework, with the new rules to apply from January 2018. ... 2016), ‘Securitisation in Australia – a Milestone Reached – a New Beginning?’, Speech at the Australian Securitisation Forum
https://www.rba.gov.au/publications/fsr/2017/apr/aus-fin-sys.html
The Global Financial Environment
10 Sep 2007
FSR
– September 2007
A number of banks have provided securitisation vehicles with large back-up lines of credit, which means that when paper cannot be sold, the underlying credit risk is taken back on ... As a result, some commentators have questioned whether some aspects of
https://www.rba.gov.au/publications/fsr/2007/sep/global-fin-env.html
Developments in the Financial System Infrastructure
10 Mar 2004
FSR
– March 2004
Capitalised expenses. Australian accounting standards allow banks to capitalise expenses such as loan and lease origination fees and commissions paid to mortgage brokers, securitisation establishment costs and costs associated with debt ... associated
https://www.rba.gov.au/publications/fsr/2004/mar/dev-sys-infra.html
Financial Intermediaries
10 Sep 2006
FSR
– September 2006
According to securitisation data, as in Australia, housing loan arrears have picked up in both these countries. ... Some regional banks – as well as building societies and, to a lesser extent, credit unions – have made extensive use of securitisation
https://www.rba.gov.au/publications/fsr/2006/sep/fin-intermed.html
Developments in the Financial System Infrastructure
10 Mar 2008
FSR
– March 2008
securitisation and offshore markets.
https://www.rba.gov.au/publications/fsr/2008/mar/dev-sys-infra.html
Financial Intermediaries
10 Mar 2007
FSR
– March 2007
While the four largest banks continue to tap offshore debt markets, other Australian-owned banks rely relatively more on securitisation to bridge the gap between retail deposit growth and lending growth. ... In particular, the growth of securitisation
https://www.rba.gov.au/publications/fsr/2007/mar/fin-intermed.html
4.1 Focus Topic: Scenario Analysis of the Resilience of Mortgagors and Businesses to Higher Inflation and Interest Rates
22 Mar 2024
FSR
– March 2024
4.1 Focus Topic: Scenario Analysis of the Resilience of Mortgagors and Businesses to Higher Inflation and Interest Rates | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/focus-topic-scenario-analysis-of-the-resilience-of-mortgagors-and-businesses-to-higher-inflation-and-interest-rates.html