Search: securitisation
RBA Glossary definition for securitisation
securitisation – Asset securitisation is the process of converting a pool of illiquid assets, such as residential mortgages, into tradeable securities.
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Box A: Bank Restructuring Challenges: A Case Study of Italy
10 Feb 2020
FSR
- April 2017
PDF
615KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/box-a.pdf
Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
Data from the RBA's Securitisation Dataset show that non-banks generally charge higher interest rates than banks for owner-occupier principal and interest loans; however, the interest rates they charge
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
Box B: Measurement of Housing Arrears
23 Sep 2009
FSR
- September 2009
PDF
130KB
https://www.rba.gov.au/publications/fsr/2009/sep/pdf/box-b.pdf
2. Resilience of Australian Households and Businesses
9 Oct 2023
FSR
- October 2023
PDF
1571KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/02-household-business-finances-in-australia.pdf
Box B: Interest-only Housing Loans
10 Sep 2006
FSR
– September 2006
Available evidence from various banks and securitisation data suggests that, in 2005, around 60 per cent of new investor housing loans and a little over 15 per cent of new ... According to securitisation data, the arrears rate on prime interest-only
https://www.rba.gov.au/publications/fsr/2006/sep/box-b.html
3. Resilience of the Australian Financial System
9 Oct 2023
FSR
- October 2023
PDF
607KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/03-australian-financial-system.pdf
5.2 Focus Topic: An Update on Fixed-rate Borrowers
9 Oct 2023
FSR
- October 2023
PDF
482KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/06-focus-topic-an-update-on-fixed-rate-borrowers.pdf
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Consistent with this, loan-level data from the Reserve Bank's Securitisation dataset suggest prepayment buffers on the majority of housing loans (excluding loans to investors and fixed-rate loans where ... The Securitisation System data indicate that
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
Household and Business Finances in Australia
25 Apr 2023
FSR
- April 2023
PDF
1112KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/03-household-business-finances.pdf
Financial Stability Review
25 Apr 2023
FSR
- April 2023
PDF
4493KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/financial-stability-review-2023-04.pdf