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11 Feb 2020 DOCX 175KB
to 12 Pacific Island countries for the second time since 2017.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/anz.DOCX

Submission for the Review of Retail Payments Regulation

11 Feb 2020 DOCX 33KB
Cost of Carrying Cash – Katie Burgess – The Canberra Times, April 15 2016 retrieved from http://www.canberratimes.com.au/business/retail/the-real-cost-of-carrying-cash-20160414-go60cf.html]. ... The credit card option attracted a surcharge from the
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/liron-lightwood.DOCX

19 February 2020 Tony Richards Head of Payments Policy ...

19 Feb 2020 DOCX 95KB
There are benefits in providing initial concessions or exemptions, but these should be time and volume bound. ... Schemes fees are complex, convoluted and at times impenetrable, with hundreds of individual fees charged.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/cuscal.DOCX

Review of Retail Payments Regulation Saurav Dutta, Lien Duong, ...

11 Feb 2020 DOCX 23KB
These services allow consumers to make the purchase currently, and spread out their payments over a period of time, interest free.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/curtin-university.DOCX

29th January 2020 Head of Payments Policy Department Reserve ...

11 Feb 2020 DOCX 103KB
For this reason, in its Review, the AACS urges the Reserve Bank to regulate to allow all payments types, including real time payments, to be open to competition.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/australasian-association-of-convenience-stores.DOCX

29 January 2020 Head of Payments Policy Department Reserve ...

11 Feb 2020 DOCX 92KB
Cash transactions take longer to process, require additional staff time to bank and reconcile and incur additional security costs to ensure that the cash is managed safety. ... Many businesses do not account for the cost of cash or the time taken to
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/restaurant-and-catering-industry-association.DOCX