Search: overnight loans
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RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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13/12/2017 The Availability of Business Finance | Speeches | ...
16 Jan 2018
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439KB
widened dramatically.The increase was much larger and more persistent, though, for small business loans (Graph 9). ... The repayment of government loans following the privatisation of some public corporationshas also played a role.
https://www.rba.gov.au/speeches/2017/pdf/sp-ag-2017-12-13.pdf
11/20/2017 Australian Property – Financial Stability and Foreign Involvement ...
20 Nov 2017
Speech
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265KB
By 2014, concerns grew about the risks from an increase in riskier types of lending,including interest-only loans and investor lending at high loan-to-valuation ratios as well as ... Many existingborrowers have also switched their interest-only loans to
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-11-20.pdf
Australian Securities Markets Through the Pandemic
26 Nov 2021
Speech
PDF
996KB
And there are, of course, non-bank lenders (in the thirdcolumn), which rely heavily on debt securities markets to fund the loans they originate. ... This, in turn,influences the interest rates paid by households and businesses on their loans.
https://www.rba.gov.au/speeches/2021/pdf/sp-so-2021-11-23.pdf
22/09/2020 New Financial Statistics: The Value of Sound Data ...
22 Sep 2020
Speech
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172KB
Seasonally adjusted loan approvals data until September 2019;thereafter, loans funded in the month (non-seasonally adjusted). ... So the policy packageput in place in March is working to lower borrowers' interest rates and ease their loan paymentburdens
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-09-17.pdf
11/03/2020 The Virus and the Australian Economy | Speeches ...
10 Mar 2020
PDF
386KB
supports the credit quality of the banks' portfoliosof loans.
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-03-11.pdf
Real-time Payments in Australia
5 May 2022
Speech
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265KB
For example, in its role as a supervisor of systemically important clearing andsettlement facilities, the Reserve Bank has recommended that ASX Clear (Futures) has the capacityto collect margin overnight to manage
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-05-03.pdf
Housing and the Economy
17 Oct 2019
Speech
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476KB
Graph 10. Throughout, competition for high-quality borrowers with standard loan applications has remainedstrong. ... This would beevident in an increase in loan approvals that is not accompanied by an increase in credit growth.
https://www.rba.gov.au/speeches/2019/pdf/sp-dg-2019-10-17.pdf
Some Innovative Mortgage Data
13 Aug 2017
Speech
PDF
403KB
Furthermore, there are fixed-rate loans, for which rates depend on the vintage ofthe loan. ... In relation to loan size, this suggests that borrowers withlarger loans may have somewhat greater bargaining power.
https://www.rba.gov.au/speeches/2017/pdf/sp-ag-2017-08-14.pdf
Some Evolving Questions
21 Nov 2017
Speech
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203KB
Growth in lending to investors hasslowed, fewer loans are being made with very high loan-to-valuation ratios, debt-servicing tests havebeen tightened and fewer interest-only loans are being made. ... This reflects a combinationof factors, including
https://www.rba.gov.au/speeches/2017/pdf/sp-gov-2017-11-21.pdf
08/09/2017 Remarks at Reserve Bank Board Dinner | Speeches ...
8 Sep 2017
PDF
140KB
Rightly, APRA has had a strong focus on loan serviceabilitycalculations. In some cases, loans were being made where the borrower had only the slimmest ofspare income. ... APRA has also introduced restrictions on growth of investor loans and restrictions
https://www.rba.gov.au/speeches/2017/pdf/sp-gov-2017-09-05.pdf