Search: overnight loans
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oversight focus?
RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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List of tables | Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions
17 May 2000
Submissions
e). 500. 500–1,000. 500–2,000. Housing loans ($). Establishment fee. 550. 500. ... Loans. 0.28. 0.32. 0.31. Business. – Small business credit. 1.65. 1.74.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/tables.html
Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
The challenges intermediaries face with assessing credit risk are particularly acute for SME loans. ... Concentration has subsequently declined modestly in the housing loan, business loan and card acquiring markets, while it has fallen more noticeably in
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html
Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
As nominal interest rates fall, borrowers can service a larger loan with the same repayment. ... The difference partly reflects the fact that the increase in perceived risk in small business loans has been greater.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html
List of tables | Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
625. 630. 615. $100,000 loan. 965. 925. 890. 740. $250,000 loan. ... Table 2: Effective Interest Cost of Small Business Loan Fees. (Per Cent Per Annum – 1999).
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/tables.html
Lending Rates | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
The Australian housing loan market is characterised by relatively limited use of fixed-rate loans by international standards. ... In contrast to variable-rate loans, fixed rate loans almost always have restrictions on prepayments.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/lending.html
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
With interest rate controls in place, bank loans were rationed and available only to the most creditworthy of borrowers. ... There was also concern that heavy loan losses incurred by banks made them reluctant to cut gross margins.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions
17 May 2000
Submissions
Notes on Bank Fees in Australia – May 2000
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/
Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
And within their loan portfolios, housing loans – which typically pose less risk than most other forms of lending – account for over half of total loans. ... Lenders generally use mortgage insurance for riskier loans, such as those loans originated
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html
Background: Financial System Trends | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
At the same time, services previously offered in a package (eg housing loans and savings accounts) are being unbundled. ... The 1995 modification of the RBA's prudential guidelines also made it easier for banks to arrange loan securitisation without
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/background-financial-system-trends.html
Feasibility of Further Expansion | Report to the Inquiry into Competition in the Banking and Non-Banking Sectors – May 2009 | Financial…
7 May 2009
Submissions
ultimately compromise the Bank's ability to manage liquidity in the overnight cash market and thereby compromise the stability of the cash rate.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/feasibility-of-further-expansion.html