Search: overnight loans
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oversight focus?
RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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Box B: The Impact of Lending Standards on Loan Sizes
20 Oct 2018
FSR
– October 2018
This maximum loan amount would leave the borrower with a NIS equal to zero. ... For this reason, a reduction in maximum loan sizes need not reduce the size of the actual loans taken out by many households.
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html
Box B: Recent Trends in Personal Credit
10 Apr 2018
FSR
– April 2018
Fixed-term loans are typically for an agreed loan size that is fully drawn down and must be paid back within a pre-determined period. ... s outstanding mortgage balance for the purposes of calculating interest on the loan.
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html
Box B: Developments in the Low-doc Loan Market
10 Sep 2005
FSR
– September 2005
When low-doc loans were first introduced, the maximum allowable loan size was generally around $500,000 but these limits have since been increased, contributing to an increase in average actual ... As competition has picked up, lenders have also
https://www.rba.gov.au/publications/fsr/2005/sep/box-b.html
Box B: Housing Price Falls and Negative Equity
12 Apr 2019
FSR
– April 2019
They could be understated because securitised loans are skewed towards those with lower LVRs at origination. ... Investors are more likely to take out interest-only loans in order to keep their loan balance high for tax purposes.
https://www.rba.gov.au/publications/fsr/2019/apr/box-b.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
to tightly manage new IO loans extended at high loan-to-valuation ratios (LVRs). ... For P&I loans, the balance of the loan must be paid down over the entire term of the loan.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
Box B: Interest-only Housing Loans
10 Sep 2006
FSR
– September 2006
The structure of these loans means that, for a given loan size and interest rate, servicing costs are initially lower than on a principal-and-interest loan. ... Interest-only loans are, however, also becoming increasingly popular with owner-occupiers,
https://www.rba.gov.au/publications/fsr/2006/sep/box-b.html
The Australian Financial System
8 Apr 2021
FSR
– April 2021
The end of APRA's concessional treatment for loan repayment deferrals in March will also lift loan arrears, as APRA's concession allowed most loans on deferral as part of a ... Graph 3.6. Current indications are that the increase in non-performing loans
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html
FSR 2008 List of Tables
10 Mar 2008
FSR
– March 2008
b) Does not include loans that have been securitised. (c) Includes amounts due from overseas operations. ... Sources: ABS; RBA. Table 11: Banks' Business Lending. December 2007, by loan size.
https://www.rba.gov.au/publications/fsr/2008/mar/tables.html
At a Glance: Financial Stability Review – October 2020
9 Oct 2020
FSR
However, business failures will rise substantially when loan repayment deferrals and income support come to an end. ... Australian banks have high capital levels, are profitable and most of their loans are well-secured.
https://www.rba.gov.au/publications/fsr/2020/oct/
At a Glance: Financial Stability Review – April 2021
9 Apr 2021
FSR
Banks have cushioned the economic impact of the pandemic and have supported the recovery through loan repayment deferrals and new lending. ... However, some banks are more vulnerable and would be tested if there were to be a large increase in loan
https://www.rba.gov.au/publications/fsr/2021/apr/