Search: overnight loans
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oversight focus?
RBA Glossary definition for overnight loans
overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.
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The Australian Financial System
10 Mar 2008
FSR
– March 2008
The largest banks continue to report high levels of profitability, low non-performing loan ratios and strong. ... a very low base, to be the equivalent of 0.2 per cent of outstanding loans (Graph 16).
https://www.rba.gov.au/publications/fsr/2008/mar/aus-fin-sys.html
The Australian Financial System
10 Sep 2008
FSR
– September 2008
Problem loans also remain low by both international and historical standards, although they have increased recently. ... loans having been provided by a small number of specialist, non-ADI, lenders.
https://www.rba.gov.au/publications/fsr/2008/sep/aus-fin-sys.html
The Australian Financial System
10 Sep 2009
FSR
– September 2009
The rise in non-performing loans (NPLs) has been evident across each of the main segments of the domestic loan portfolio, but it has been most pronounced in lending to businesses. ... risk. Many banks have lowered their maximum loan-to-valuation ratios
https://www.rba.gov.au/publications/fsr/2009/sep/aus-fin-sys.html
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
Financial Stability Review – March 2005 Box B: Variable Interest Rates on Housing Loans. ... Whereas during the 1990s most housing loan borrowers were paying the standard variable interest rate, it now appears that about 80 per cent of borrowers
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
At a Glance: Financial Stability Review – October 2021
8 Oct 2021
FSR
As a result, banks' loan losses have been much lower than was expected early in the pandemic. ... Banks in Australia, and many elsewhere, have therefore been able to reduce provisions for future loan losses.
https://www.rba.gov.au/publications/fsr/2021/oct/
Box C: Non-conforming Housing Loans
10 Mar 2005
FSR
– March 2005
Reflecting the riskiness of non-conforming loans, a relatively high proportion of non-conforming borrowers are behind schedule on their loan repayments. ... if borrowers exit their loans within a certain period (usually four to six years from loan
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html
Box C: Measures of Housing Loan Quality
10 Sep 2004
FSR
– September 2004
Two commonly used measures of housing loan quality are housing loans past due and claims on mortgage insurers. ... This reflects the tendency for banks to require mortgage insurance only for higher-risk loans, most notably those with high
https://www.rba.gov.au/publications/fsr/2004/sep/box-c.html
Box C: Risks in High-density Apartment Markets
12 Apr 2019
FSR
– April 2019
Banks' impaired loans for residential development have been little changed, remaining at low levels recently. ... See RBA (2018), ‘Box B: The Impact of Lending Standards on Loan Sizes’,.
https://www.rba.gov.au/publications/fsr/2019/apr/box-c.html
Box D: Estimates of Borrowing Capacity from Banks' Online Housing Loan Calculators
10 Mar 2005
FSR
– March 2005
Financial Stability Review – March 2005 Box D: Estimates of Borrowing Capacity from Banks' Online Housing Loan Calculators. ... Graph D1 shows the debt-servicing ratios implied by the maximum loan sizes for various income levels.
https://www.rba.gov.au/publications/fsr/2005/mar/box-d.html
Boxes
22 Mar 2024
FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html